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Small businesses continued to face cost increases for group health insurance in 2017, a report from the Kaiser Family Foundation reveals. Kaiser's ...
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One of the primary benefits of offering a qualified small employer health reimbursement arrangement (QSEHRA) is the tax advantage available to both ...
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The qualified small employer health reimbursement arrangement (QSEHRA) was designed specifically for small businesses with fewer than 50 employees. ...
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When Congress created the qualified small employer health reimbursement arrangement (QSEHRA) in 2016, much of the focus centered on its value to ...
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When Congress created the qualified small employer health reimbursement arrangement (QSEHRA) in December 2016, legislators were careful to set it up ...
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The opportunity to offer personalized health benefits is growing. Over the years, new tax-free vehicles have emerged, and small businesses now have ...
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The rising costs of health care aren't just a problem for individuals—they've also impacted businesses that make health benefits a priority for their ...
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Health benefits are an essential component of any employee compensation package—but you wouldn’t know that by looking at how small businesses handle ...
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November 1 marked the start of the 2018 open enrollment season—the period in which anyone can sign up for individual health insurance. Open ...
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Today, we are officially launching our new company, PeopleKeep. Read on for more information about PeopleKeep and what this means for you. Our story ...
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A health savings account (HSA) is a tax-advantaged savings account paired with a qualified high-deductible health plan (HDHP). HSAs have an annual ...
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A qualified small employer health reimbursement arrangement (QSEHRA), or small business HRA, is a company-funded, tax-free personalized health ...
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A new executive order from President Donald Trump seeks to expand personalized health benefits for U.S. businesses. The order, issued Thursday, ...
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A health care reimbursement plan, in a general sense, is defined as a health benefit where employees are reimbursed by their company for their ...
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There’s a shift occurring in the small business benefits market—one that takes companies away from traditional group benefits and toward a new model. ...
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Small business benefit options have never been more varied. Get the most mileage from your offerings with the benefits employees love best. The U.S. ...
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Thanks to the country’s ongoing economic recovery, the job market now firmly favors job seekers. Perhaps it’s no surprise, then, that two-thirds of ...
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One of the biggest advantages of working for a company that offers a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) is the ...
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Since the 21st Century Cures Act created the Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) in December 2016, concerns have ...
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When the Affordable Care Act went into effect, it guaranteed that everyone who applied for individual health insurance would be approved for and ...
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Medicare and Social Security are two subjects complicated enough to give anyone a mental workout. However, it’s important for employers and employees ...
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Qualified Small Employer Health Reimbursement Arrangements (QSEHRAs), sometimes called Small Business HRAs, are a popular benefit for companies ...
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After a month of closed-door meetings, Senate Republicans emerged last week with a bill to repeal and replace the Affordable Care Act. The ...
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Much has been said about the passage of the American Health Care Act (AHCA) by the House of Representatives in May. The Republican-sponsored ...
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One of the chief benefits of offering a personalized benefits solution like the Qualified Small Employer Health Reimbursement Arrangement (QSEHRA), ...
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I love working for a small business. In a smaller office, my day-to-day impact is much bigger, and when I wake up in the mornings, I know I’m going ...
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One of the central questions in reforming U.S. health care asks whether businesses should be required to provide health insurance to their employees. ...
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As the Senate gets ready to consider the American Health Care Act, refresh your memory on how the bill is different from the Affordable Care Act. See ...
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When Congress passed the 21st Century Cures Act in December 2016, it created a new health plan for small businesses—the Qualified Small Employer ...
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A little-publicized Nevada law provides residents with a unique opportunity that doesn’t exist anywhere else in the Untied States. NRS 687B.480, ...
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The House of Representatives took the first step last week toward attaining a long-desired goal—the repeal and replacement of the Affordable Care Act ...
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Millennials are now the largest generation in the American workforce. As baby boomers retire and a younger generation of workers fills their shoes, ...
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Note: This is a guest post from our friends at Larry L. Bertsch, CPA & Associates, a Las Vegas–area firm operating since 2003.
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The following is a summary of a section from our free resource, The Comprehensive Guide to the Small Business HRA. If you would like to download the ...
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The following is a summary of a section from our free resource, The Comprehensive Guide to the Small Business HRA. If you would like to download the ...
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Research consistently shows that health benefits top the list of benefits employees value most. However, today’s workers are looking for more than ...
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Declining unemployment rates, rising wages, and a rebounding economy mean that today’s workers can afford to be choosier when it comes to finding ...
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This post is an extract from our eBook, The Comprehensive Guide to the Small Business HRA. You can download the full guide for free by clicking here. ...
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This post is a summary of a section from our eBook, The Comprehensive Guide to the Small Business HRA. You can download the full guide for free by ...
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Although the recent Republican proposal to replace Obamacare was withdrawn before it could be put to a vote, the GOP has stated that it plans to ...
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Married couples share a lot of things, including health insurance coverage in some cases. If you want to switch to a spouse’s policy—or your spouse ...
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The 21st Century Cures Act reintroduced the Stand-Alone Health Reimbursement Arrangement (HRA) for small businesses, making it possible for them to ...
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There are many advantages to employing workers across state lines. Businesses can choose from a larger talent pool, and surveys show that remote ...
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In recent years, the number of Americans participating in health savings accounts (HSAs) has increased dramatically. Within the last decade, HSA ...
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As we’ve discussed before, more and more businesses are expanding their operations to other states. Virtual workplaces, better connectivity, and ...
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In December 2016, Congress revised and revived a popular employee benefits option: the health reimbursement arrangement (HRA). Many users of the new ...
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If you have workers spread across multiple states, you face unique challenges when it comes to providing your employees with health insurance. ...
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This article is a summary of a section from our free resource, Small Business Health Insurance Reimbursement: Annual Report 2017. Download the full ...
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All businesses face challenges, but nonprofits often struggle with different obstacles compared to their for-profit counterparts. Among the most ...
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Employee turnover is expensive, costing businesses six to nine months’ salary on average. Savvy employers recognize that keeping their people means ...
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Health care costs are projected to increase by 6.5 percent in 2017, which means they will continue to expand more rapidly than inflation. As a rising ...
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The following is an overview of a section in our free eBook, The Comprehensive Guide to the Small Business HRA. If you would like to download the ...
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Recent health reform has left many businesses wondering if their health reimbursement plans for their employees are compliant with current laws. ...
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The following are excerpts from our free eBooks, The Comprehensive Guide to the Small Business HRA and the Small Business Health Insurance ...
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The following is an extract from our free eBook, The Comprehensive Guide to the Small Business HRA. Click here to download the full eBook, which will ...
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It’s no secret that health insurance is a complicated subject. From deciphering information in benefits statements to sorting out which services and ...
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Despite the political climate, premium tax credits (sometimes called subsidies) are still available to individuals who don’t receive health insurance ...
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As we’ve discussed before, businesses with fewer than 50 employees have several choices when it comes to health insurance options for small groups. ...
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A common question among small business owners is whether they can offer employees a stipend to help pay for the cost of individual health insurance. ...
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Working life can be stressful, but according to a recent survey by workplace wellness provider MediKeeper, American workers report less stress when ...
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In today’s marketplace, many people get their health insurance coverage from a spouse’s benefits plan; however, a growing number of married couples ...
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According to a recent report by Glassdoor, employees and would-be employees have an edge in today’s job market, with 90 percent of recruiters ...
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Health savings accounts (HSAs) have been around since 2003; however, many people remain unfamiliar with them. Similar to a personal savings account, ...
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Recent health-care reform initiatives, including the passage of the 21st Century Cures Act in December 2016, have ushered in significant changes that ...
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Many people assume that individual health insurance, which is insurance you purchase on your own, is more expensive than group health insurance, ...
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Health savings accounts (HSAs) have become a popular option for people who wish to have comprehensive individual health insurance while building up ...
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IRS Publication 502, Medical and Dental Expenses, defines medical care for the purpose of deducting medical expenses and reimbursing medical expenses ...
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An analysis of individual and family health insurance policies available in 2017 reveals that costs have increased across the board from 2016. ...
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You probably already know that the cost of living varies greatly from region to region. Where you live dictates how much you pay for just about ...
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The U.S. Department of Health and Human Services (HHS) has released the federal poverty level (FPL) guidelines for 2017. Individuals whose household ...
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The year is still young, but a survey conducted at the close of 2016 indicates that small business owners are confident about growth in 2017. ...
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It seems that not a day goes by without Obamacare making headlines. As the new Republican administration gets settled, it’s an understatement to say ...
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Studies show that employee turnover can be one of the biggest costs for businesses. On average, businesses must spent the equivalent of six to nine ...
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As baby boomers move into their retirement years, younger generations will continue to step into their shoes in the workplace. According to a Pew ...
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For many small businesses, employee retention efforts include offering comprehensive health insurance benefits. However, rising health costs have ...
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According to the World Health Organization, the average person spends one-third of their life at work. With so much of our time unfolding in the ...
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The Affordable Care Act (ACA) has added some additional paperwork to the tax-filing process. Employers offering small business health insurance are ...
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Everyday I talk to employers, agents, or other financial professionals who ask me questions about Health Savings Accounts (HSAs), and how they ...
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The new year will undoubtedly bring many changes, including new opportunities for businesses to tap into what their employees are looking for when it ...
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There are a lot of acronyms used when discussing nontraditional health benefits options. Two of the most popular and promising options are HSAs ...
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As 2017 gets underway and a new political administration takes over, businesses across the country are likely to confront a variety of changes in the ...
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Many people have questions about health savings accounts (HSAs) when they’re offered alongside their individual health insurance. The Internal ...
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It seems as though you can’t turn on the news without listening to chatter about rising health-care costs. It’s true: The average health insurance ...
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When the 21st Century Cures Act created the Small Business Health Reimbursement Arrangement (HRA), many small business owners noted its similarity to ...
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With the increase in individual health insurance premiums and out-of-pocket costs, many are experiencing confusion regarding their policies. You ...
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Navigating the waters of group health insurance can be frustrating for small business owners. Not only are premiums expensive, but they are also ...
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Millions of Americans have already made their individual health insurance selections for 2017 through the Affordable Care Act (ACA). But some are ...
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Health insurance costs have increased sharply in 2017. The effects of the increases have been widespread, reaching both group health policies ...
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When the 21st Century Cures Act was passed in December 2016, small businesses welcomed the creation of a new compliant Health Reimbursement ...
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Since the passage of the Small Business Healthcare Relief Act (SBHRA) as part of the 21st Century Cures Act, people enrolled in health care sharing ...
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Each year, the Internal Revenue Service (IRS) evaluates expenses eligible for reimbursement through tax-advantaged group plans, such as Small ...
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Massive health insurance tax credits will become available to help you and your family buy health insurance coverage through the new state Health ...
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For many employers and brokers, the Affordable Care Act can feel like a moving target. However, for small groups with fewer than 50 employees who are ...
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Operating a small business can seem overwhelming at times, and finding reliable resources to help you problem-solve can be a struggle. Online ...
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If you’re experiencing some sticker shock with your 2017 health insurance increases, you’re not alone. Many people are searching for alternative ...
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If you have questions about the regulations behind your health savings account (HSA), you are not alone. There is quite a bit of confusion regarding ...
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With the rising cost of health insurance comes another concern that has historically received far less attention. The most recent Biennial Health ...
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Each year, executive directors sit down with their board of directors to review the nonprofit’s annual budget. Projections are made for revenue and ...
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Massive tax credits are available to help you buy individual health insurance coverage through the federal and state-based health insurance ...
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A common question is "will offering a Small Business HRA prevent employees from obtaining individual premium tax credits?" The answer is no, but ...
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Comparison charts provide an excellent way of summarizing complex information. As a follow-up to yesterday's HRA case studies, check out this HRA, ...
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Small businesses still offering noncompliant health care reimbursement plans, often called employer payment plans, were given a new chance to come ...
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It’s becoming increasingly common for small businesses to drop their group health insurance coverage in favor of reimbursement plans like Health ...
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No one wants to see a health insurance rate increase, but this year, almost everyone did. Regardless of whether you are enrolled in your company’s ...
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A health savings account (HSA) is a tax-advantaged financial account designed to help individuals and families cover the cost of qualified medical ...
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After years of challenges due to rising healthcare costs and federal health reform, small businesses in the United States have received some welcome ...
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After years of work on the part of its supporters, the Small Business Healthcare Relief Act (SBHRA) is headed to the White House, where it will be ...
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A high deductible health plan (HDHP) paired with a Health Savings Account (HSA) is growing in popularity. For example, HDHP plans have increased from ...
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Many small business owners want to offer health insurance assistance, but aren’t sure how to do so. This desire leads to a common question among ...
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With pensions being quickly phased out and the future of social security increasingly uncertain, concerns about retirement savings are rising. Many ...
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Every small business owner ready to offer employee health benefits has to decide between offering group health coverage and letting their employees ...
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Introduction to Health Reimbursement Arrangements A Health Reimbursement Arrangement (HRA), commonly referred to as a health reimbursement account, ...
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Forthcoming federal regulations could make it easier for small businesses to offer high-quality, compliant health benefits to their employees.
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In 2013, the Department of Labor issued a technical release modifying annual limit regulations as they pertained to stand-alone health reimbursement ...
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Employee retention can be an elusive thing. How are you supposed to know if your employees are happy at work? One form of measurement is your net ...
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Accounting firms and CPAs are a trusted source of information for small businesses. When your clients come to you with questions about individual ...
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Effective September 6, 2016, the Department of Health and Human Services (HHS) has increased monetary penalties for violating HIPAA regulations. If ...
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With the election of Donald Trump as the next president of the United States, many people are wondering what will happen to the individual health ...
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If you own an independent accounting firm, the chances are good that you’ve been worried about your small business health insurance at some point. ...
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When small business owners think of employee benefits, they usually go straight to group health insurance. This makes sense if they’re thinking of ...
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As of spring 2016, more than 11 million people had enrolled in individual health  insurance through the Affordable Care Act (ACA) Marketplace, and ...
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There has been a lot of discussion recently about the rising cost of individual health insurance plans on the Obamacare exchanges. Some Marketplace ...
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It seems like everywhere you turn, people are complaining about health insurance. Many businesses are struggling with large-scale price increases, ...
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In the aftermath of the presidential election, there has been a growing air of uncertainty over how proposed public policy will impact healthcare in ...
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Under the Affordable Care Act (ACA), taxpaying Americans can purchase health insurance through a public marketplace. If these households have an ...
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As small business owners, we tend to take on any task that will save us money. It causes us to wear a lot of hats, both out of necessity and ...
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Choosing a health plan is confusing and Obamacare enrollment is certainly no exception. Depending on your county, you could have a few options to ...
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Like many other areas of the healthcare industry, enrolling in Medicare often leads to more questions than answers. If you work for a small business, ...
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Open enrollment for individual health insurance plans on the Affordable Care Act (ACA) Marketplace is finally here. With the start of the enrollment ...
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As anticipated, Obamacare open enrollment has been riddled with reports of rising costs and decreased plan options for enrollees. There are many ...
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With the rising cost of healthcare such a hot topic these days, entrepreneurs are wondering about their small business health insurance options and ...
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There is a lot of confusion about how health reimbursement arrangements (HRAs) can be used under the current healthcare laws. The Affordable Care Act ...
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As open enrollment for individual health insurance begins this week, many small business owners and their employees are eagerly awaiting final ...
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It's Halloween, which means it's also renewal time for small business health insurance. Insurance rate increases are so common these days, we’ve come ...
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The Affordable Care Act (ACA), otherwise known as “Obamacare,” states every American must carry minimum essential health coverage. People who choose ...
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If your company does not offer small business health insurance, you are likely gearing up for this year's open enrollment on the individual market. ...
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As with many other aspects, small business HR (human resources) does not function in the same way as it does in large companies. Entrepreneurs tend ...
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Employee expectations are shifting and in order to keep their employee retention strategy relevant, small business owners need to stay informed. ...
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Many small business owners are busy enough without adding employee retention strategy to their lists. Employee turnover is often overlooked because ...
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Many small business employees purchase their own individual health insurance through the ACA Marketplaces or private insurance websites. When looking ...
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When the Senate returned from their summer vacation, a lengthy to-do list was waiting for them. While they have been able to cross a few things off ...
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With open enrollment right around the corner, small business owners all over the nation are evaluating health insurance options and comparing the ...
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The Small Business Healthcare Relief Act (SBHRA) is pending legislation that would expand small business healthcare options. If passed, the SBHRA ...
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Consumerized employee benefits can be difficult to wrap your head around — not because the idea is complicated, but because it is a shift in how ...
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When small businesses consider health insurance options, it's common to weigh offering a traditional group health insurance plan with offering ...
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As the year draws to a close, many entrepreneurs are looking to renew their small business health insurance. Annual renewals often mean premium ...
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If your small business uses a Health Reimbursement Arrangement (HRA) or Healthcare Reimbursement Plan (HRP) to reimburse employees’ health insurance ...
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As premium costs increase, many small business owners are looking for ways to save money on their health insurance. Large companies often benefit ...
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There is little doubt that technology is taking over the world. We have smart phones, smart watches, smart homes, and smart cars - and yet employee ...
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We are quickly approaching the open enrollment period for the Affordable Care Act’s (ACA) Marketplace Exchanges. If you're like half of all U.S. ...
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The Small Business Healthcare Relief Act (SBHRA) is pending legislation that would create a new Small Business HRA.  How well do you understand the ...
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Employee engagement is a hot topic among business researchers these days. Everyone wants to know how they can keep employees engaged - or even just ...
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In early September, the Senate was greeted upon their return from summer vacation by a lengthy to-do list. One of the items on the agenda is the ...
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Business owners often ask how they can measure, then improve employee retention. There are many innovative ideas out there, but one frequently left ...
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With open enrollment season upon us, small business owners all over the nation are looking to start, renew, or change health benefit options for the ...
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With the new year right around the corner, it is not too early to start thinking about employee retention for 2017. Why? 
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There’s no denying the fact that employee benefits are changing dramatically in this country. Time and time again, studies have shown that employers ...
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Over the past 10 years, health insurance costs have increased steadily. The big question is how these changes affect American workers and what that ...
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It can be confusing to plan your small business health insurance budget if you have employees with different types of coverage. For example, you may ...
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As healthcare costs steadily increase, the cost of employee benefits is a common concern among business owners. Many are cutting back on the ...
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Traditionally, full-time workers are accustomed to getting their health insurance through their employer. For people who are self-employed, work as ...
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It can be difficult at times to determine what percentage of health insurance costs you should cover for your small business. Choosing a percentage ...
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There’s no doubt about it: our healthcare system is complicated. Just when you think you’ve mastered the hurdles of choosing a plan that works for ...
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With open enrollment less than two months away, it’s a good time to start thinking about your individual health insurance policy and how you might ...
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Health insurance is a complicated topic for everyone, but when it comes to small business health insurance, understanding the regulations can seem ...
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Over the past few years, Americans have been increasingly frustrated over the rising cost of group health insurance. While employees see their take ...
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It is common for the average person to be confused by their individual health insurance coverage. They receive bills for treatments they thought were ...
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Small business owners are always looking to fine tune their benefits packages without breaking the bank. Although there are many different types of ...
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The summer of 2016 marked a major turning point in the support of small businesses across the country as the SBHRA (Small Business Healthcare Relief ...
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In April, the Society for Human Resources Management (SHRM) released the findings from their annual survey on employee job satisfaction and ...
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With the announcement that Aetna will be largely leaving the Affordable Care Act (ACA) Exchanges, people are left wondering what will happen to their ...
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On August 15, 2016, individual health insurance provider Aetna announced that it will pull out of most state’s Affordable Care Act (ACA) Exchanges. ...
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With the Senate’s summer vacation coming to a close, it is nearly time to revisit the Health Reimbursement Arrangement (HRA) discussion. The Small ...
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When the Affordable Care Act (ACA) passed, many people feared that businesses would choose to stop offering health insurance and pay the penalty ...
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Having an employee handbook is an essential part of any employee retention strategy. You may be thinking that there is little time in your day to be ...
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Employee retention is often a mystery to human resource managers. What motivates one person may have little effect on another. To complicate matters ...
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Employee retention rates are a common concern for many businesses, whether they are large or small. But for small businesses, employee retention is ...
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As the third full year of the Marketplace created by the Affordable Care Act (ACA) nears an end, individual health insurance companies and doctors ...
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As 2016 passes the halfway point and the end of summer is near, individual health insurance companies are working to set rates for 2017 marketplace ...
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It can be difficult for any business to decipher the ever-changing healthcare laws, especially when it comes to the section on Health Reimbursement ...
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Over the past few years, health and wellness programs have slowly made their way into employer provided health care. However, they can be difficult ...
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With the fourth open enrollment season for the Affordable Care Act (ACA) coming up, marketplace insurers are doing their best to estimate health ...
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It seems like every week, a new article is published telling you why you should care about employee retention. If you run a small business with an ...
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With 2016 being only the third year that individual health insurance providers can offer plans on the Health Exchange Market through the Affordable ...
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Fifty-seven percent of companies offered health benefits to some or all of their employees in 2015, paying an annual average of $5,179 for individual ...
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The state of California’s choice to pursue an active role in negotiating health insurance plans has led to good results for its citizens since ...
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Employers are likely cognizant of the contributions they make to their employees’ benefits plan, but are they fully aware of the magnitude of the ...
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Helping employees plan for retirement is one way that businesses can remain competitive in the retention and recruitment of employees. Offering an ...
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Rising health insurance premiums and out-of-pocket expenses are having a considerable impact on Americans. In 2012, the Kaiser Family Foundation ...
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Today, a stand-alone Health Reimbursement Arrangement (HRA) – an HRA not tied to a group health insurance policy – is largely out of compliance with ...
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  Your children may be old enough to drive, vote and legally consume alcoholic beverages. They may have declared their adulthood to you years ago: ...
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Forget about salary sizes and bank account balances. Wealth management is for everyone, and your employees want to make informed decisions about ...
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Recently, the U.S. House of Representatives unanimously passed the Small Business Healthcare Relief Act of 2016 (SBHRA). The SBHRA intends to give ...
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Perceived barriers keep small businesses from offering benefits. That’s the title of a recent article by MetLife Vice President Jimbo Story. Benefits ...
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All business owners deserve the opportunity to offer a strong, attractive menu of benefits. The Small Business Healthcare Relief Act, if passed, will ...
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When trying to fill a vacant position, it can seem impossible to find the “right” person in an inbox full of resumes. A recent study from ADP states ...
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Employee retention is valuable to most employers, but Glassdoor’s 2016 statistics highlight the importance of holding onto good employees. Recruiting ...
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The Children’s Health Insurance Program (CHIP) is a low-cost – and sometimes free – health insurance option for children who qualify based on family ...
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Uncertainty is a latent variable. It is difficult to quantify however, if you are a small business owner and looked into alternatives to traditional ...
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For those purchasing individual health insurance for the first time, the transition may seem daunting. Fortunately, the process is not too ...
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If you are considering the QSEHRA for your organization or want to learn more about how it works, join QSEHRA expert Amanda Giacobassi as she covers how to evaluate the QSEHRA for your business.
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We have officially launched our new company, PeopleKeep. View our webinar for more information about PeopleKeep and what this means for you.
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There's a new way to offer employee benefits—one that lets small businesses give employees tax-free money to spend on the consumer services they find most valuable.
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You can use your HRA to pay for individual health insurance as well as out-of-pocket medical, dental and vision expenses. Use our interactive list below to see what can be reimbursed.
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If your company is considering self-administrating a QSEHRA, this eBook is for you.
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In this eBook, we go over exactly how the QSEHRA applies to employees no matter their current insurance situation.
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In this guide, we tell you everything you need to know about the new Small Business HRA.
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In our yearly report, we analyze data gleaned from our clients for the past year to show how real businesses are making reimbursement plans work for them.
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Get all the details about how to set up a Section 105 Medical Expense Reimbursement Plan (MERP).
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Everything you need to know about individual health insurance reimbursement.
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Learn how the new law expands small business healthcare options.
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There are many ways to offer benefits, compare the most popular here.
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How owners and their family members can benefit from a QSEHRA.
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Request a PeopleKeep assessment online. Learn how PeopleKeep would perform for your business compared to other options.
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Everything you need to know about the Qualified Small Employer Health Reimbursement Arrangement (QSEHRA).
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Veterinary clinics look to benefits to help attract and retain key veterinary staff.
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The passage of the Affordable Care Act opened up new and affordable options for dental practices wishing to provide health benefits to their employees.
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Solutions and insight to the common business management challenges faced by vision clinics around the United States.
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As a nation made up largely of small employers, it can be difficult to compete with larger businesses – and larger budgets – for top talent.
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With limited access to capital, small nonprofits often feel hard-pressed to offer or maintain health insurance coverage for their employees - even though it is something leadership, the board of directors, employees, and donors value.
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Obamacare has become a common term, but what is it?
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Medical Reimbursement Plans are IRS-approved health plans that allow for tax-free reimbursement for medical expenses, and there are a few different types.
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HRAs are designed to give employees more choice and greater control over their healthcare coverage.
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Premium Reimbursement Arrangements are gaining popularity with small and medium-sized businesses because they offer a more affordable way to offer health benefits.
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A Health Reimbursement Plan (HRP) is a type of Medical Reimbursement Plan designed for individual health insurance reimbursement, similar to a business expense account for personal health insurance.
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Health Savings Accounts combine the benefits of both traditional and Roth 401(k)s and IRAs for medical expenses.
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FSAs are established by employers, and are (usually) 100% employee funded. They are Flexible_spending_accountone way for employees to use pre-tax dollars to pay for medical expenses.
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A Section 105 Plan allows tax-free reimbursement of medical and insurance expenses, as allowed under Section 105 of the Internal Revenue Code (IRC).
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Rather than paying the costs to provide a specific group health plan benefit (a "defined benefit"), employers fix their costs on a monthly basis by establishing a Defined Contribution Health Plan.
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How does employee engagement impact job satisfaction, why does employee engagement affect employee morale, and what methods exist for better engagement.
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By using just a few simple, intentional HR data points, you will gain insight on the return on investment (ROI) of HR initiatives.
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Productivity lies at the center of your small business’s success.
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Get all of your ZaneHealth questions answered here.
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