ObamaCare. Love it or hate it, one thing is true... the landscape of employer-sponsored health insurance is changing. Many of the Affordable Care Act ("ObamaCare") provisions strongly favor the individual health insurance market, making defined contribution health plans the ideal health insurance solution for most (if not all) US employers. >> Read more.
For most businesses, the solution to ObamaCare is simple: Offer a “Business Expense Account” for Healthcare. Employers can get out of the health insurance business, and simply give select employees monthly allowances to spend on their own health insurance policy in a state health insurance exchange using a Section 105 medical reimbursement plan (aka Healthcare Reimbursement Plan or HRP). If you understand how business expense accounts work, you will understand how this health care approach works as well. >> Read more.
Should we play or pay? Employers with over 50 employees are trying to figure out how to deal with the Affordable Care Act's "employer mandate" which requires applicable large employers to either offer health insurance, or else pay a tax penalty. >> Read more.
ObamaCare is killing traditional group health insurance. And as Paul Howard stated in a recent Forbes article, that’s probably a good thing. Why? Group health insurance is a BIG part of the healthcare problem. >> Read more.
What do you need to know about the Affordable Care Act (aka ObamaCare, the health care reform law, health care reform, ACA, PPACA)? Here are 10 tweetable ObamaCare questions, answered in 140 characters or less. >> Read more.
The Affordable Care Act (aka ACA or Obamacare) is creating a major shift in the health insurance industry. Here's four ways the healthcare industry, specifically individual and small business health insurance, is positioned to change because of the Affordable Care Act. >> Read more.
As part of the Affordable Care Act (ACA), employers are required to notify their employees of the coverage options available through the new Health Insurance Exchanges ("Marketplaces"). >> Read more.
How does the employer mandate impact companies with multiple branches or businesses? When a business entity is considered a controlled group, the business is considered a single employer under the ACA employer mandate. >> Read more.