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Resources on Defined Contribution Health Plans

Defined Contribution Health Plans Additional Reading

4 ObamaCare Changes that Make Defined Contribution Irresistible

ObamaCare. Love it or hate it, one thing is true... the landscape of employer-sponsored health insurance is changing. Many of the Affordable Care Act ("ObamaCare") provisions strongly favor the individual health insurance market, making defined contribution health plans the ideal health insurance solution for most (if not all) US employers. >> Read more.

Can a Company or Employer Give Employees Different Amounts with Defined Contribution Health Plans?

Yes! With a defined contribution health plan, an employer can give employees different contributions based on classes of employees. >> Read more.

Pure Defined Contribution - A Health Insurance Allowance

Pure defined contribution health models are fast becoming popular with small businesses. With pure defined contribution a business contributes a fixed dollar amount (a "defined contribution") toward employees' health insurance costs. A simple way to think about it is providing a health insurance allowance to employees. >> Read more.

Stop Giving Raises for Health Insurance and Start Offering Defined Contribution Allowances (Your Bottom Line Will Thank You)

Many small businesses who do not offer health benefits consider giving employees a raise or salary bonus to help them pay for their individual health insurance. >> Read more.

Why Use Defined Contribution Software?

There are two main reasons why businesses should use Defined Contribution Software to administer their defined contribution plan: 1) Time savings/ease of use, and 2) Tax-savings/compliance. >> Read more.

What is a "Pure" Defined Contribution Health Plan?

Pure defined contribution health plans are fast becoming popular with small businesses as an alternative to group health insurance. With a pure defined contribution plan a business contributes a fixed dollar amount (a "defined contribution") toward employees' health insurance expenses. >> Read more.

How to Pair Defined Contribution with Health Insurance Subsidies for Cost Savings

Many small employers are using a pure defined contribution health plan approach paired with individual health insurance, and the new health insurance subsidies, to create affordable health benefits that employees love. >> Read more.

Pure Defined Contribution vs. SHOP Exchange - Which is Better?

Here's a look at two common small business health insurance approaches: pure defined contribution and group health insurance through the new SHOP exchanges. >> Read more.

Defined Benefit vs. Defined Contribution Healthcare - What's the Difference?

The health insurance industry is transitioning away from defined benefit healthcare and towards defined contribution healthcare. Many experts even say we're approaching the tipping year for defined contribution healthcare. But what do these terms mean and how are they different? >> Read more.

Small Businesses Passing Up SHOP for Individual Exchanges, Defined Contribution

Many small businesses are passing up the small business SHOP exchanges, and opting to send employees to the individual exchanges. Although the small business SHOP exchange may seem attractive on the surface, it is still a group health insurance plan and it doesn't address the core problem that group health insurance is broken. >> Read more.

Pure Defined Contribution: A Small Business Health Insurance Solution

Pure defined contribution health plans provide small businesses a way to offer employees excellent health benefits without the cost or complication of group health insurance. In this article we'll explore where we've been historically with small business health insurance options, and how pure defined contribution health plans provide a solution for small businesses in 2014 and beyond. >> Read more.

A Real-Life Example - Defined Contribution & Health Insurance Subsidies

This health benefits example is meant to illustrate the potential cost savings for small businesses, and for employees, through using a defined contribution approach with the health insurance subsidies. >> Read more.

Planning for the Transition to Defined Contribution Healthcare eBook