As the Senate gets ready to consider the American Health Care Act, refresh your memory on how the bill is different from the Affordable Care Act. See what would change and what would stay the same. Use our infographic to learn the ins and outs of the proposed health reform legislation.
A little-publicized Nevada law provides residents with a unique opportunity that doesn’t exist anywhere else in the Untied States. NRS 687B.480, which took effect January 2014, allows uninsured residents to buy an individual insurance policy any time during the year. Elsewhere in the country, you’d need a qualifying life event—such as a marriage or loss of employer-sponsored coverage—to do that. In this article, we’ll explore standard rules for open enrollment, how the Nevada law differs, and the advantages it brings to small businesses as well as to the state’s residents.
The House of Representatives took the first step last week toward attaining a long-desired goal—the repeal and replacement of the Affordable Care Act (ACA). The American Health Care Act (AHCA) (H.R. 1628) passed the House on May 4, 2017, in a 217–213 party-line vote. The Republican-sponsored bill removes many of the tenets of the ACA and implements funding changes to premium tax credits and the Medicaid program, among other health care provisions. U.S. small business owners have largely supported efforts to amend the ACA, and the AHCA—if passed—would bring several changes to the small business community. In this post, we’ll cover the history of the AHCA, its major provisions, what must happen to make it law, and how its passage would affect small businesses.
An analysis of individual and family health insurance policies available in 2017 reveals that costs have increased across the board from 2016. eHealth, the nation’s largest private online health insurance exchange, released its latest Health Insurance Price Index report on January 13. It looked at the average health insurance premium cost for individual and family policies during the first two months of this year's open enrollment period.
It seems that not a day goes by without Obamacare making headlines. As the new Republican administration gets settled, it’s an understatement to say that the future of the Affordable Care Act (ACA) is uncertain. But just how many people take advantage of Obamacare? How many Americans will be affected by an ACA repeal or overhaul?
The Affordable Care Act (ACA) has added some additional paperwork to the tax-filing process. Employers offering small business health insurance are required to provide forms to both employees and the Internal Revenue Service (IRS). Here is an overview of forms required from employers, as well as which forms employees can expect to receive.
No one wants to see a health insurance rate increase, but this year, almost everyone did. Regardless of whether you are enrolled in your company’s group plan or have an individual health insurance policy, you have the ability to shop around for new coverage. If your rate increase is enough to make you cringe, taking the time to compare plans may be well worth the savings.
Your children may be old enough to drive, vote and legally consume alcoholic beverages. They may have declared their adulthood to you years ago: “Mom/Dad, I’m an adult now!” But if your children are still considered dependents, the Affordable Care Act (ACA) allows you to keep them on a health insurance policy which offers dependent child coverage if you choose, until these young adults reach age 26. “Dependent child” status is defined differently for tax purposes, ending at age 24. (The IRS provides information about qualifying as a dependent child or dependent relative, including the gross income test.) Whether your 26-year-old or under child may still qualify for coverage on your policy due to the ACA is a separate topic to consider. So, what’s a parent to do?
If you follow trends in the health insurance and healthcare industries, the news is not always positive - premium rates are increasing, healthcare costs are skyrocketing, and businesses are making big decisions about offering and sustaining coverage. But here’s a silver lining - a case study reported on by Kaiser Health News (KHN) highlights an Affordable Care Act payment reform success story. The case study demonstrates how - at least in one case - educating and incentivizing doctors to take a more holistic approach to medicine can have a significant impact.
When the Affordable Care Act, also known as Obamacare, was signed into law in 2010, the public’s view of the health reform law was polarized - some loved it, others hated it, and some simply did not know. Today, the public’s view remains much the same. This is according to the Kaiser Family Foundation (KFF) ACA opinion polls, which have tracked the public’s view on Obamacare since 2010. This article provides a brief look at the findings from the poll over time and by demographic.
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.