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Small Business Employee Benefits and HR Blog

States with Health Insurance Risk Pools

The following states offer their citizens with pre-existing medical conditions the ability to purchase individual health insurance through a state insurance risk pool.

State

State Risk Pool

Alabama

AHIP

Alaska

ACHIA

Arizona

N/A

Arkansas

CHIP

California

MRMIP

Colorado

CoverColorado

Connecticut

HRACT

Delaware

N/A

D.C.

N/A

Florida

N/A

Georgia

N/A

Hawaii

N/A

Idaho

N/A

Illinois

ICHIP

Indiana

ICHIA

Iowa

HIPIOWA

Kansas

KHIA

Kentucky

Kentucky Access

Louisiana

LHP

Maine

N/A

Maryland

MHIP

Massachusetts

N/A

Michigan

N/A

Minnesota

MCHA

Mississippi

MCHIRPA

Missouri

MHIP

Montana

MCHA

Nebraska

NECHIP

Nevada

N/A

New Hampshire

NHHP

New Jersey

N/A

New Mexico

NMMIP

New York

N/A

North Carolina

Inclusive Health

North Dakota

CHAND

Ohio

N/A

Oklahoma

OKHRP

Oregon

OMIP

Pennsylvania

N/A

Rhode Island

N/A

South Carolina

SCHIP

South Dakota

SDRP

Tennessee

AccessTN

Texas

TXHIP

Utah

HIPUtah

Vermont

N/A

Virginia

N/A

Washington

WSHIP

West Virginia

AccessWV

Wisconsin

HIRSP

Wyoming

WHIP

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