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Small Business Employee Benefits and HR Blog

Study: Group Health Insurance Increases by State from 2003 to 2009

Overview of the Group Health Insurance Study

In a recent brief, The Commonwealth Fund reviews State Trends in Premium and Deductibles from 2003-2009.  "In the six years from 2003 to 2009, total family premiums for employer-sponsored plans rose a cumulative average of 41 percent. The six-year increase in family premiums ranged from about 21 percent in the lowest-growth state (Delaware) to 59 percent in the highest-growth state (Louisiana). Seven states saw increases of 50 percent or more, and 23 states saw increases of 40 percent or more, well above the rate of income growth."

Chart - Average Group Health Insurance Premiums From 2003 with projections through 2020:

figure4chart2003 2020 resized 600

Chart - Summarizing 2009 Family Group Health Insurance Premiums By State:

chart2009 familypremiumsbystate resized 600

Click here to read the brief.

Click here to review the charts. 

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