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Small Business Employee Benefits and HR Blog

Infographic - How Does the Affordable Care Act Affect Your Employees?

How does the Affordable Care Act (ACA) affect employees? Here's a flowchart from the Chicago Tribune on the new paths to health insurance under the ACA. The flowchart walks employees through new insurance coverage options based on whether they have job-based health insurance, their household income, and whether your state is expanding Medicaid coverage. The chart also provides the following facts on health insurance coverage and the ACA:

  • The average employee contribution to job-based health insurance in 2013 is $4,565. This is an 89% increase in employee contribution since 2003. 

  • 85% of Americans had health insurance in 2012. Of these, 33% were covered by government insurance in 2012.

  • The states with the highest populations of uninsured residents (18% or higher) are Idaho, Montana, Wyoming, Nevada, California, Arizona, New Mexico, Texas, Arkansas, Louisiana, Mississippi, Georgia, South Carolina, and Florida. The state with the lowest population of uninsured residents is Massachusetts.

How Does ACA Affect You?

How does ACA affect you?

how will ACA impact you?

Source: Chicago Tribune (Click for PDF).

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