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Small Business Employee Benefits and HR Blog

The QSEHRA: What Is It?

Health benefits are an essential component of any employee compensation package—but you wouldn’t know ...
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November 1 marked the start of the 2018 open enrollment season—the period in which anyone can sign up ...
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Today, we are officially launching our new company, PeopleKeep. Read on for more information about ...
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A qualified small employer health reimbursement arrangement (QSEHRA), or small business HRA, is a ...
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A new executive order from President Donald Trump seeks to expand personalized health benefits for ...
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A health care reimbursement plan, in a general sense, is defined as a health benefit where employees ...
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There’s a shift occurring in the small business benefits market—one that takes companies away from ...
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Small business benefit options have never been more varied. Get the most mileage from your offerings ...
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Thanks to the country’s ongoing economic recovery, the job market now firmly favors job seekers. ...
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One of the biggest advantages of working for a company that offers a Qualified Small Employer Health ...
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Since the 21st Century Cures Act created the Qualified Small Employer Health Reimbursement ...
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When the Affordable Care Act went into effect, it guaranteed that everyone who applied for individual ...
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Qualified Small Employer Health Reimbursement Arrangements (QSEHRAs), sometimes called Small Business ...
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After a month of closed-door meetings, Senate Republicans emerged last week with a bill to repeal and ...
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Much has been said about the passage of the American Health Care Act (AHCA) by the House of ...
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One of the chief benefits of offering a personalized benefits solution like the Qualified Small ...
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I love working for a small business. In a smaller office, my day-to-day impact is much bigger, and ...
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One of the central questions in reforming U.S. health care asks whether businesses should be required ...
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As the Senate gets ready to consider the American Health Care Act, refresh your memory on how the ...
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When Congress passed the 21st Century Cures Act in December 2016, it created a new health plan for ...
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A little-publicized Nevada law provides residents with a unique opportunity that doesn’t exist ...
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The House of Representatives took the first step last week toward attaining a long-desired goal—the ...
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Millennials are now the largest generation in the American workforce. As baby boomers retire and a ...
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Note: This is a guest post from our friends at Larry L. Bertsch, CPA & Associates, a Las Vegas–area ...
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The following is a summary of a section from our free resource, The Comprehensive Guide to the Small ...
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The following is a summary of a section from our free resource, The Comprehensive Guide to the Small ...
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Research consistently shows that health benefits top the list of benefits employees value most. ...
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Declining unemployment rates, rising wages, and a rebounding economy mean that today’s workers can ...
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This post is an extract from our eBook, The Comprehensive Guide to the Small Business HRA. You can ...
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This post is a summary of a section from our eBook, The Comprehensive Guide to the Small Business ...
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Married couples share a lot of things, including health insurance coverage in some cases. If you want ...
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The 21st Century Cures Act reintroduced the Stand-Alone Health Reimbursement Arrangement (HRA) for ...
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There are many advantages to employing workers across state lines. Businesses can choose from a ...
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In recent years, the number of Americans participating in health savings accounts (HSAs) has ...
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As we’ve discussed before, more and more businesses are expanding their operations to other states. ...
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In December 2016, Congress revised and revived a popular employee benefits option: the health ...
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If you have workers spread across multiple states, you face unique challenges when it comes to ...
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This article is a summary of a section from our free resource, Small Business Health Insurance ...
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All businesses face challenges, but nonprofits often struggle with different obstacles compared to ...
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Employee turnover is expensive, costing businesses six to nine months’ salary on average. Savvy ...
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Health care costs are projected to increase by 6.5 percent in 2017, which means they will continue to ...
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The following is an overview of a section in our free eBook, The Comprehensive Guide to the Small ...
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Recent health reform has left many businesses wondering if their health reimbursement plans for their ...
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The following are excerpts from our free eBooks, The Comprehensive Guide to the Small Business HRA ...
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The following is an extract from our free eBook, The Comprehensive Guide to the Small Business HRA. ...
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It’s no secret that health insurance is a complicated subject. From deciphering information in ...
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Despite the political climate, premium tax credits (sometimes called subsidies) are still available ...
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As we’ve discussed before, businesses with fewer than 50 employees have several choices when it comes ...
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A common question among small business owners is whether they can offer employees a stipend to help ...
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Working life can be stressful, but according to a recent survey by workplace wellness provider ...
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According to a recent report by Glassdoor, employees and would-be employees have an edge in today’s ...
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Health savings accounts (HSAs) have been around since 2003; however, many people remain unfamiliar ...
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Recent health-care reform initiatives, including the passage of the 21st Century Cures Act in ...
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Many people assume that individual health insurance, which is insurance you purchase on your own, is ...
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Health savings accounts (HSAs) have become a popular option for people who wish to have comprehensive ...
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An analysis of individual and family health insurance policies available in 2017 reveals that costs ...
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You probably already know that the cost of living varies greatly from region to region. Where you ...
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The U.S. Department of Health and Human Services (HHS) has released the federal poverty level (FPL) ...
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The year is still young, but a survey conducted at the close of 2016 indicates that small business ...
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It seems that not a day goes by without Obamacare making headlines. As the new Republican ...
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Studies show that employee turnover can be one of the biggest costs for businesses. On average, ...
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As baby boomers move into their retirement years, younger generations will continue to step into ...
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For many small businesses, employee retention efforts include offering comprehensive health insurance ...
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According to the World Health Organization, the average person spends one-third of their life at ...
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The Affordable Care Act (ACA) has added some additional paperwork to the tax-filing process. ...
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The new year will undoubtedly bring many changes, including new opportunities for businesses to tap ...
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As 2017 gets underway and a new political administration takes over, businesses across the country ...
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It seems as though you can’t turn on the news without listening to chatter about rising health-care ...
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When the 21st Century Cures Act created the Small Business Health Reimbursement Arrangement (HRA), ...
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With the increase in individual health insurance premiums and out-of-pocket costs, many are ...
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Navigating the waters of group health insurance can be frustrating for small business owners. Not ...
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Millions of Americans have already made their individual health insurance selections for 2017 through ...
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Health insurance costs have increased sharply in 2017. The effects of the increases have been ...
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When the 21st Century Cures Act was passed in December 2016, small businesses welcomed the creation ...
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Since the passage of the Small Business Healthcare Relief Act (SBHRA) as part of the 21st Century ...
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Each year, the Internal Revenue Service (IRS) evaluates expenses eligible for reimbursement through ...
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Massive health insurance tax credits will become available to help you and your family buy health ...
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For many employers and brokers, the Affordable Care Act can feel like a moving target. However, for ...
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Operating a small business can seem overwhelming at times, and finding reliable resources to help you ...
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If you’re experiencing some sticker shock with your 2017 health insurance increases, you’re not ...
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If you have questions about the regulations behind your health savings account (HSA), you are not ...
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With the rising cost of health insurance comes another concern that has historically received far ...
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Each year, executive directors sit down with their board of directors to review the nonprofit’s ...
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Massive tax credits are available to help you buy individual health insurance coverage through ...
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A common question is "will offering a Small Business HRA prevent employees from obtaining individual ...
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Comparison charts provide an excellent way of summarizing complex information. As a follow-up to ...
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Small businesses still offering noncompliant health care reimbursement plans, often called employer ...
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It’s becoming increasingly common for small businesses to drop their group health insurance coverage ...
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No one wants to see a health insurance rate increase, but this year, almost everyone did. Regardless ...
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A health savings account (HSA) is a tax-advantaged financial account designed to help individuals and ...
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After years of challenges due to rising healthcare costs and federal health reform, small businesses ...
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After years of work on the part of its supporters, the Small Business Healthcare Relief Act (SBHRA) ...
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A high deductible health plan (HDHP) paired with a Health Savings Account (HSA) is growing in ...
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Many small business owners want to offer health insurance assistance, but aren’t sure how to do so. ...
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With pensions being quickly phased out and the future of social security increasingly uncertain, ...
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Every small business owner ready to offer employee health benefits has to decide between offering ...
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Introduction to Health Reimbursement Arrangements A Health Reimbursement Arrangement (HRA), commonly ...
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Forthcoming federal regulations could make it easier for small businesses to offer high-quality, ...
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In 2013, the Department of Labor issued a technical release modifying annual limit regulations as ...
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Employee retention can be an elusive thing. How are you supposed to know if your employees are happy ...
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Accounting firms and CPAs are a trusted source of information for small businesses. When your clients ...
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Effective September 6, 2016, the Department of Health and Human Services (HHS) has increased monetary ...
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With the election of Donald Trump as the next president of the United States, many people are ...
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If you own an independent accounting firm, the chances are good that you’ve been worried about your ...
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When small business owners think of employee benefits, they usually go straight to group health ...
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As of spring 2016, more than 11 million people had enrolled in individual health  insurance through ...
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There has been a lot of discussion recently about the rising cost of individual health insurance ...
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It seems like everywhere you turn, people are complaining about health insurance. Many businesses are ...
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In the aftermath of the presidential election, there has been a growing air of uncertainty over how ...
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Under the Affordable Care Act (ACA), taxpaying Americans can purchase health insurance through a ...
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As small business owners, we tend to take on any task that will save us money. It causes us to wear a ...
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Choosing a health plan is confusing and Obamacare enrollment is certainly no exception. Depending on ...
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Like many other areas of the healthcare industry, enrolling in Medicare often leads to more questions ...
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Open enrollment for individual health insurance plans on the Affordable Care Act (ACA) Marketplace is ...
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As anticipated, Obamacare open enrollment has been riddled with reports of rising costs and decreased ...
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With the rising cost of healthcare such a hot topic these days, entrepreneurs are wondering about ...
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There is a lot of confusion about how health reimbursement arrangements (HRAs) can be used under the ...
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As open enrollment for individual health insurance begins this week, many small business owners and ...
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It's Halloween, which means it's also renewal time for small business health insurance. Insurance ...
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The Affordable Care Act (ACA), otherwise known as “Obamacare,” states every American must carry ...
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If your company does not offer small business health insurance, you are likely gearing up for this ...
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As with many other aspects, small business HR (human resources) does not function in the same way as ...
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Employee expectations are shifting and in order to keep their employee retention strategy relevant, ...
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Many small business owners are busy enough without adding employee retention strategy to their lists. ...
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Many small business employees purchase their own individual health insurance through the ACA ...
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When the Senate returned from their summer vacation, a lengthy to-do list was waiting for them. While ...
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With open enrollment right around the corner, small business owners all over the nation are ...
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The Small Business Healthcare Relief Act (SBHRA) is pending legislation that would expand small ...
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Consumerized employee benefits can be difficult to wrap your head around — not because the idea ...
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When small businesses consider health insurance options, it's common to weigh offering a traditional ...
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As the year draws to a close, many entrepreneurs are looking to renew their small business health ...
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If your small business uses a Health Reimbursement Arrangement (HRA) or Healthcare Reimbursement Plan ...
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As premium costs increase, many small business owners are looking for ways to save money on their ...
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There is little doubt that technology is taking over the world. We have smart phones, smart watches, ...
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We are quickly approaching the open enrollment period for the Affordable Care Act’s (ACA) Marketplace ...
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The Small Business Healthcare Relief Act (SBHRA) is pending legislation that would create a new Small ...
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Employee engagement is a hot topic among business researchers these days. Everyone wants to know how ...
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In early September, the Senate was greeted upon their return from summer vacation by a lengthy to-do ...
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Business owners often ask how they can measure, then improve employee retention. There are many ...
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With open enrollment season upon us, small business owners all over the nation are looking to start, ...
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With the new year right around the corner, it is not too early to start thinking about employee ...
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There’s no denying the fact that employee benefits are changing dramatically in this country. Time ...
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Over the past 10 years, health insurance costs have increased steadily. The big question is how these ...
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It can be confusing to plan your small business health insurance budget if you have employees with ...
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As healthcare costs steadily increase, the cost of employee benefits is a common concern among ...
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Traditionally, full-time workers are accustomed to getting their health insurance through their ...
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It can be difficult at times to determine what percentage of health insurance costs you should cover ...
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There’s no doubt about it: our healthcare system is complicated. Just when you think you’ve mastered ...
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With open enrollment less than two months away, it’s a good time to start thinking about your ...
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Health insurance is a complicated topic for everyone, but when it comes to small business health ...
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Over the past few years, Americans have been increasingly frustrated over the rising cost of group ...
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It is common for the average person to be confused by their individual health insurance coverage. ...
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Small business owners are always looking to fine tune their benefits packages without breaking the ...
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The summer of 2016 marked a major turning point in the support of small businesses across the country ...
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In April, the Society for Human Resources Management (SHRM) released the findings from their annual ...
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With the announcement that Aetna will be largely leaving the Affordable Care Act (ACA) Exchanges, ...
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On August 15, 2016, individual health insurance provider Aetna announced that it will pull out of ...
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With the Senate’s summer vacation coming to a close, it is nearly time to revisit the Health ...
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When the Affordable Care Act (ACA) passed, many people feared that businesses would choose to stop ...
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Having an employee handbook is an essential part of any employee retention strategy. You may be ...
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Employee retention is often a mystery to human resource managers. What motivates one person may have ...
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Employee retention rates are a common concern for many businesses, whether they are large or small. ...
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As the third full year of the Marketplace created by the Affordable Care Act (ACA) nears an end, ...
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As 2016 passes the halfway point and the end of summer is near, individual health insurance companies ...
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It can be difficult for any business to decipher the ever-changing healthcare laws, especially when ...
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Over the past few years, health and wellness programs have slowly made their way into employer ...
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With the fourth open enrollment season for the Affordable Care Act (ACA) coming up, marketplace ...
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It seems like every week, a new article is published telling you why you should care about employee ...
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With 2016 being only the third year that individual health insurance providers can offer plans on the ...
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Fifty-seven percent of companies offered health benefits to some or all of their employees in 2015, ...
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The state of California’s choice to pursue an active role in negotiating health insurance plans has ...
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Employers are likely cognizant of the contributions they make to their employees’ benefits plan, but ...
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Helping employees plan for retirement is one way that businesses can remain competitive in the ...
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Rising health insurance premiums and out-of-pocket expenses are having a considerable impact on ...
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Today, a stand-alone Health Reimbursement Arrangement (HRA) – an HRA not tied to a group health ...
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Your children may be old enough to drive, vote and legally consume alcoholic beverages. They may have ...
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Forget about salary sizes and bank account balances. Wealth management is for everyone, and your ...
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Recently, the U.S. House of Representatives unanimously passed the Small Business Healthcare Relief ...
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Perceived barriers keep small businesses from offering benefits. That’s the title of a recent article ...
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All business owners deserve the opportunity to offer a strong, attractive menu of benefits. The Small ...
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When trying to fill a vacant position, it can seem impossible to find the “right” person in an inbox ...
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Employee retention is valuable to most employers, but Glassdoor’s 2016 statistics highlight the ...
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The Children’s Health Insurance Program (CHIP) is a low-cost – and sometimes free – health insurance ...
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Uncertainty is a latent variable. It is difficult to quantify however, if you are a small business ...
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For those purchasing individual health insurance for the first time, the transition may seem ...
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Most American business include vacation days as part of an employee benefits package; but, since the ...
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As the number of employer-sponsored pensions is continuing to decrease, the responsibility of saving ...
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Now is a great time to take charge of your healthcare by purchasing an individual health insurance ...
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Payroll giant ADP released their 2016 Annual Health Benefits Trends Report which discusses ...
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On June 8, 2016, federal officials proposed changes to short-term health insurance policies as they ...
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Each year, CEOs sit down with their benefits administrative staff to review the company’s annual ...
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On May 13, 2016, Health and Human Services (HHS) issued a final ruling on Section 1557 of the ...
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A recent survey by the International Foundation of Employee Benefit Plans (IFEBP) explored employers' ...
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It has been an exciting time here at Zane Benefits. Over the past year, we have followed and backed ...
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Insurers across the country are requesting larger individual health insurance premium increases for ...
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The Affordable Care Act gives small businesses the option to offer a group health insurance plan ...
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Too many Americans graduate high school, earn their college degrees, and land a job, yet still lack ...
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On May 10, 2016, the Centers for Medicare and Medicaid Services (CMS) released guidance on ...
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Ten years ago, in response to ballooning health costs for both patients and physicians, doctors Dave ...
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Small businesses are having an increased impact on a rapidly changing global economy. According to ...
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A 2015 Glassdoor survey noted that 79% of employees favor more benefits/perks to a pay increase. Most ...
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In the modern workplace, it is becoming increasingly common for employees to job-hop. While this fact ...
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When a company offers a group health plan, there are many laws and regulations that come into play. ...
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For five years now, Republicans have endeavored to reverse Obamacare through a variety of methods. A ...
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With the closing of the third open enrollment period for the Affordable Care Act (ACA), many ...
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Many CPAs and employers consider administering a medical reimbursement plan without proper Healthcare ...
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Federal regulations prohibit businesses from paying directly for employee's individual health ...
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According to a report recently released by the Congressional Budget Office (CBO), the U.S. government ...
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In December 2015, Wasp Barcode Technologies, a provider of software solutions, conducted an anonymous ...
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On May 18, 2016, the U.S. Department of Labor (DOL) announced its Final Rule to increase overtime ...
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As companies grapple with how to manage increasing healthcare costs, small businesses are moving away ...
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If you follow trends in the health insurance and healthcare industries, the news is not always ...
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As leadership teams evaluate small business health insurance options, a common question we receive ...
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If you follow small business health insurance trends, it will come as no surprise only 54 percent of ...
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In today’s evolving workforce, companies are moving away from a one-size-fits-all healthcare approach ...
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This week, the Small Business Healthcare Relief Act (SBHRA), (S. 1698 and H.R. 2911) received ...
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Small business owners say the cost of health insurance is one of the largest business challenges, ...
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As an owner of a small or growing trucking company, you want to provide the best health benefits to ...
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Small business owners who offer health insurance - or who are considering offering health benefits - ...
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UnitedHealth Group, one of the nation’s largest and most established health insurers, recently ...
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Small businesses who offer formal health benefits generally offer a group health plan. There are ...
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When asked why health benefits are so important, most small business owners say something like this: ...
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Medical Expense Reimbursement Plans (MERPs), such as Health Reimbursement Arrangements, and ...
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We write a lot about employee benefit trends and how to offer great work benefits on a small business ...
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As group health insurance costs continue to rise, one strategy employers evaluate is a formal ...
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Your small business offers employees health insurance, or a contribution toward ...
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As the landscape of employee benefits changes, employers are faced with new challenges. According to ...
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Job benefits are important component of employee retention. After all, worker appreciation can foster ...
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When the Affordable Care Act, also known as Obamacare, was signed into law in 2010, the public’s view ...
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Healthcare reform mandates applicable large employers to either offer health insurance coverage or ...
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Whether you’re a small business owner or a small business advisor, here’s a phrase we all know too ...
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With the Affordable Care Act (aka Obamacare) in full swing and the Cadillac Tax on the horizon, ...
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For small business owners and employees, the Affordable Care Act (aka Obamacare) brings its share of ...
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Despite the market shifts in the United States toward individual health insurance coverage, the ...
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When it comes to designing an attractive employee benefits package, employees value the big-ticket ...
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Defined contribution is a popular health insurance solution for small and medium sized nonprofits. ...
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As small employers research health insurance coverage options, it is common to evaluate different ...
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As your small business evaluates health insurance, understanding cost is an important input. The cost ...
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As a nonprofit organization, the cost of providing health insurance to employees can be prohibitive. ...
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When it comes to employee turnover, employees leave bad managers, not companies. Right? Not so fast. ...
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The idea of healthcare consumerism is nothing new. For years, employees have been asked to take an ...
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Companies evaluating employee health benefits often start with a few basic questions: Can the company ...
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When it comes to offering healthcare to employees, many smaller nonprofits feel like they do not have ...
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When it comes to benefits, small business employers have a sea of options. With a limited budget, ...
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Small business health benefits are an important component of recruiting and retaining key employees. ...
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Simply put, employee benefits are any form of compensation paid to employees over and above regular ...
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Small nonprofit organizations face unique challenges in hiring and retaining employees. With limited ...
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On November 18, 2015, the Departments of the Treasury, Labor and Health and Human Services issued ...
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When it comes to retirement savings, understanding tax implications is a key component of successful ...
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Employee benefits are defined as a form of compensation paid by employers to employees over and above ...
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Companies evaluating employer-funded individual health insurance (aka “defined contribution”) often ...
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With an increasingly global economy and workforce, it is increasingly common to have employees ...
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Employee benefits. Candidates ask about them. Employees expect them. And yet, many small businesses ...
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Over the last several months, the bipartisan Small Business Healthcare Relief Act (SBHRA) has begun ...
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In today’s modern day business environment, it is common for large and small companies alike to ...
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Nonprofit organizations face important decisions about employee health benefits. Executive teams know ...
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Compared with offering traditional group health insurance coverage, employers using a defined ...
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Editor’s Note: This article has been updated with the most recent group health insurance cost ...
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The nonprofit sector is an important economic driver. According to the Nonprofit Partnership, nearly ...
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When all Baby Boomers turn 65 by 2030, Pew Research Center estimates 18 percent of the nation’s ...
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Nationwide, firms are adopting employer-funded family health insurance as an alternative to ...
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Employer-funded individual health insurance solutions are being adopted by firms nationwide, as an ...
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Businesses at the top of their game seem unstoppable when it comes to attracting and keeping the best ...
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Nonprofits value providing health benefits to their employees. For many nonprofits, however, a ...
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As your small business starts, renews, or changes employee health benefit offerings, employee ...
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As small businesses evaluate how to offer affordable health benefits that also meet the benefit ...
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Under health care law, there are health insurance requirements for employers of all sizes. ...
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As organizations evaluate health benefits where you reimburse premiums, instead of paying them, it is ...
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Few small business owners want to feel cheap, however most want to find affordable, efficient ...
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Every day I hear from small business owners about how their health insurance options are limited, ...
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Picking a health insurance plan can be a daunting task. And yet, as more and more people switch from ...
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Tax season is in full swing. As a business owner, you would be smart to evaluate all tax write-offs, ...
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The health insurance premium tax credits can make individual health insurance more affordable for ...
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Do you currently have health insurance? If you don't, watch out, because penalties for being ...
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Health insurance premium tax credits can make individual health insurance more affordable for many ...
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Researching small business health benefits often starts with group health insurance quotes, reviewing ...
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We want to congratulate CREW Land & Water Trust on becoming a new Zane Benefits customer! CREW Land & ...
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We want to congratulate Beyond Celiac on becoming a new Zane Benefits customer! Beyond Celiac ...
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We want to congratulate Intentional Philanthropy on becoming a new Zane Benefits customer! ...
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Today CPAs and tax professionals are being asked to explain intricate health insurance markets and ...
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 When evaluating a new or existing health insurance program, your company’s contribution strategy is ...
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  Ask a trusted colleague about the which type of health insurance costs less - group or individual ...
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Finding the right type of health insurance plan to offer the employees of your small business is ...
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Open enrollment season marks transition and improvement for so many people and organizations — and ...
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A study from the legal advice website Avvo reveals that many small and medium-sized business (SMB) ...
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If you are an Applicable Large Employer (ALE), then you are already aware of the Employer Shared ...
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It’s no secret that the world of health insurance benefits is complex and always changing. Learning ...
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The Affordable Care Act (ACA) introduced premium tax credits to give you and your family a discount ...
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Employers setting up a health plan need consider both the type of health plan to offer, and how the ...
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For businesses to thrive in today’s economy, finding and retaining the best employees is important. ...
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As a small business owner, you may be asking, "do I have to provide health insurance to employees?" ...
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 With health care reform, a common question is does my employer have to provide health insurance? Not ...
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Which is better: A Health Reimbursement Arrangement (HRA) or a Health Savings Account (HSA)? The ...
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For most human resource administrators, the start of a new year means reevaluating your ...
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Your employees are your organization’s most valuable asset. To attract and keep quality talent, you ...
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When you hear the word “modern,” you likely think of progress that addresses problems or challenges ...
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Health insurance has long been a benefit that large businesses have offered to recruit top talent. ...
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With the implementation of Obamacare and all the mandates and requirements that come along with it, ...
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For small and growing companies it’s a common dilemma: offer extravagant employee benefits and stall ...
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Flexible hours, exciting work, and family atmosphere are among the many positives of working at a ...
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If your small business lacks a human resources department, a benefits administrator, or anyone else ...
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  While the Affordable Care Act (ObamaCare) has brought much needed reform to the individual health ...
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  So you want to start offering health benefits, where do you begin? For most employers, the two key ...
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Now that you have spoken to your employees about what their benefits expectations are, it’s time to ...
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Apparently, Mo' Money may actually mean Mo' Problems when it comes to employee raises.  According to ...
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You’ve worked hard to get to this point. You are finally able to offer what will be a reward to those ...
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Should We Offer Benefits? Whenever a business starts considering offering an employee benefits ...
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Hundreds of different types of benefits are offered to workers by different employers. According to a ...
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Many people we speak with seem confused about healthcare tax credits, and subsidies. This article ...
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Since the roll out of the Affordable Care Act (ACA), often called Obamacare, there has been plenty of ...
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Health benefits are a touchy subject for most, because health insurance costs a  lot and some ...
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When it comes to successful human resources management, the only real constant people can rely on is ...
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Small business leaders are acutely aware of why employer-provided health insurance is such a ...
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It’s open enrollment season, but for many small businesses that don’t offer group health plans, this ...
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Group health insurance is a reality for many businesses, both big and small, but it’s not always the ...
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Between how busy small business leaders are and how complex health insurance is, no one can blame ...
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Since the inception of the Affordable Care Act and the federal government’s Health Insurance ...
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Although not forced to offer it, many small business owners view employer-provided health benefits as ...
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Anyone who owns or manages a small business has firsthand knowledge of the importance of timing. ...
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From TV news stories to Internet articles and simple word of mouth, misconceptions and falsehoods ...
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Open enrollment often occurs at the end of the year, but despite coinciding with the holidays (most ...
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One of the key components of the Affordable Care Act, or Obamacare, was the idea that insurance ...
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Employee retention is perhaps one of the biggest challenges many businesses face today, and often ...
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Health insurance has become a hot topic in the political arena over the last few years since the ...
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It’s a major challenge for small business owners: how to reduce the price of healthcare coverage for ...
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The Affordable Care Act, otherwise known as Obamacare, has been put into motion and changed several ...
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During open enrollment you have a window of time to select — or change — health insurance coverage ...
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Big changes are coming in the next year as the Affordable Care Act puts more mandates into place. ...
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Providing health insurance to employees can be expensive, but as you know, it is also an important ...
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Charts and graphs are helpful tools, but often they’re not enough to fully understand the ...
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Anyone who owns, manages or is employed by a small business understands the difference the “little ...
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Many  small business owners in search of cost-effective health insurance for their employees are ...
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The Affordable Care Act, otherwise known as Obamacare, has had many business owners scrambling to ...
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As healthcare laws change, many small businesses are searching for ways to offer health insurance to ...
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Small businesses that adopt individual health insurance for their employees are getting more and more ...
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As the year draws to a close, small business owners face many important decisions. For small ...
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For many small-business owners, deciding to start offering health benefits is easy. Determining the ...
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Health care reform has both employees and employers concerned about what is expected and what must be ...
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The next several months are special for a lot of reasons. With the arrival of winter  comes some of ...
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With the ongoing changes and complexities of insurance as rampant as ever, navigating your small ...
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Open enrollment is the period of time when anyone can sign up for individual health insurance plans. ...
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Like any significant improvement to your small business, switching from traditional group insurance ...
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With over 28 million small businesses in the United States alone, health insurance becomes an ...
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More and more small businesses are recognizing and responding to the need for customized, right-sized ...
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As part of the Affordable Care Act (ACA), premium tax credits are available to help individuals and ...
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Health insurance costs are one of the biggest stressors of running a small business. While most ...
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Small businesses report that the cost of benefits is the number one operating challenge, and close to ...
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The passing of the Affordable Care Act (otherwise known as Obamacare) ushered in an era of all ...
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Health insurance is becoming increasingly vital in today’s world, where a growing number of Americans ...
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While more Americans than ever need health insurance, businesses are tiring of the cost and hassle ...
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For some small businesses, the annual open enrollment period is filled with complexities, paperwork, ...
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In today’s world, businesses must be competitive in order to keep the cream of the crop happy. With ...
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It has been more than five years since the Affordable Care Act was signed into law, and while the ...
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If you run a small business, an innovative, cost-effective solution to a persistent challenge can ...
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If you’re a small business owner, you’re used to fielding employee requests -- paid time off, break ...
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Leaving a steady job to start a company or work for a small business can be an  exhilarating ...
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Tax strategy is an essential component of any small business plan. Many of the most successful small ...
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Small business owners want what is best for their employees. They seek to provide healthy wages, safe ...
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Traditionally, health insurance has been a challenge for small businesses. In today’s changing ...
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If you follow the health insurance industry, you know all eyes are on the new Health Insurance ...
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This year, November 1 marks the time of year when anyone can sign up for individual health insurance ...
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When it comes to offering health benefits, there are a few different contribution strategies a ...
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Editor's Note: This article has been updated with the most recent health insurance information and ...
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What does any business need to succeed? The simple answer: they need good employees and the ability ...
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Over 2.7 million small businesses in the U.S. do not offer health insurance, however most small ...
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If you’re a small or growing business researching health insurance for your employees, you may be ...
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Small employers may have a pass from many of the big Affordable Care Act (“Obamacare”) provisions - ...
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For small and growing companies it’s a common dilemma: offer lavish employee benefits and forgo ...
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With the Affordable Care Act (ACA or Obamacare) now in full effect, employers and their health ...
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Editor's Note: This article has been updated with the most recent health reform guidelines. The ...
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Employer-sponsored health insurance looks a lot different for small businesses than for larger ...
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Recently, Congress passed a bipartisan change to the Affordable Care Act’s definition of a small ...
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As Health Reimbursement Plans (HRPs) grow in popularity as a way to contribute to employees’ ...
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Recently, Zane Benefits attended Dreamforce 2015. Along with more than 150,000 registrants we ...
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Who you hire is key to your success. This is true for new and growing businesses, as well as ...
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Small businesses face unique challenges, but there is one problem that consistently keeps small ...
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Health insurance renewal time is upon us, and whether you’re researching more cost-effective health ...
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If you're one of the 90 percent of employers facing health plan premium increases this year, or one ...
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A decade-long trend of moderate increases for employer-sponsored health insurance premiums continues, ...
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The Affordable Care Act, also known as the ACA or Obamacare, represents one of the biggest changes to ...
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For most employers, the Affordable Care Act (ACA) has brought increased healthcare costs and ...
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For many health insurance brokers and agents, Marketplace “navigators” and “assisters” may as well be ...
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Budgeting for health benefits can feel like you’re walking a tight-rope. That’s because with the ...
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Individual health plans are now more accessible and affordable. As such, it is more and more common ...
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As the individual health insurance Marketplaces prepare to open on November 1 for the 2016 enrollment ...
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HR metrics can be a powerful way for dental practices to get a pulse on the health and stability of ...
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As employers see the advantages of modern individual health insurance, a common health benefit ...
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Under the Affordable Care Act (also known as the ACA or Obamacare), group health plans must cover ...
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Instead of contributing to employer health insurance coverage, many smaller employers are setting up ...
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The Affordable Care Act (ACA) requires non-grandfathered group health insurance plans to limit the ...
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Modified Adjusted Gross Income, or MAGI, is one of the federal government’s income calculations to ...
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Did you know 52 percent of all U.S. workers are employed by micro and small business? While large, ...
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Medical expense benefit plans offer employers a way to help employees with medical and health ...
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To compliantly reimburse employees for health insurance premiums, employers often choose to use a ...
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What if your small business was able to offer health benefits without worrying about controlling ...
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Recent reports indicate 90 percent of employers are seeing increases on their health insurance ...
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With any new employee health benefit program, employee education is one of the most important factors ...
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A common question we receive from small employers and their advisors is, “Is tax-free health ...
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Here are tough statistics to swallow: 90 percent of employers are facing health plan premium ...
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Last week, the Columbia Tribune reported University of Missouri (MU) graduate students were losing ...
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Small businesses strive to offer health benefits to recruit and retain the best employees. But, there ...
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Reimbursement of employee medical expenses is a common practice, especially among small employers ...
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Instead of contributing to employer health insurance coverage, small employers are setting up Section ...
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In today's market, navigating health insurance for yourself, your dental practice, and your employees ...
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As a small business owner or manager, you’re a jack-of-all trades. With so many demands on your time, ...
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As small employers evaluate health benefit options, one popular approach is to offer employees ...
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As a small business owner, it’s likely that you, your family, and your employees are covered by ...
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As employers evaluate premium reimbursement arrangements, it is common to have questions about the ...
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When the Affordable Care Act (ACA) was signed into law in 2010, economists and industry experts began ...
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For a small business, keeping employees happy and productive is a key ingredient to success. While ...
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Employee vs contractor. When it comes to pay, taxes, and employee benefits worker classification ...
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A premium reimbursement plan is a way for employers to help employees with their health insurance ...
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It’s a common small business challenge - how do we offer health benefits without breaking the ...
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Small businesses across the country are establishing Section 105 medical reimbursement plans to ...
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A few weeks ago, I had lunch with a former General Manager of Uber, the well-known disruptor of the ...
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Business is good, revenue is steady, and your business is ready to offer employee health benefits. ...
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Under the Affordable Care Act (“Obamacare”), health insurance tax subsidies are available to the ...
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Your small business does not offer traditional health insurance coverage, but you want to help with ...
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Making the decision to offer health benefits involves careful consideration. For small dental ...
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As small business owners navigate the Affordable Care Act (ACA) they face an uphill battle. As a way ...
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A common question we receive from employers, health insurance advisors, and accounting professionals ...
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Health Reimbursement Arrangements (HRAs) have been one of the easiest ways for small businesses to ...
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The Affordable Care Act (ACA) was signed into law March 23, 2010. Along with its enactment, the ACA ...
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For decades, the predominant way for Americans to purchase health insurance has been through the ...
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The Affordable Care Act (aka ACA or "Obamacare") made it possible for smaller businesses to offer ...
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Many small businesses do not offer formal health benefits, but they want to help with employees’ ...
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As a small business, there are different ways to contribute to employees’ health insurance. For ...
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Will Congress provide long-awaited relief to health insurance professionals doing business on the ...
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Whether you are shopping for personal health insurance, assisting a client with taxes, or following ...
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The Affordable Care Act includes a fee to be paid by sponsors of self-insured health plans to fund ...
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Like other small employers, small dental practices are not immune from common business challenges.  ...
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To control healthcare costs, employers are using tax-advantaged medical spending or reimbursement ...
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If you are trying to wrap your head around the compliance requirements for a Section 105 medical ...
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The stand-alone Health Reimbursement Arrangement (HRA) is dead for most employers. Or, is it? Two ...
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As a small business owner, you want to help employees with healthcare costs but traditional coverage ...
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On June 25th, the Supreme Court upheld a significant provision of Obamacare. The Supreme Court ...
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The annual cost of healthcare for a typical American family of four, covered by an average ...
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Under the Affordable Care Act, employers using an Employer Payment Plan face penalties of up to $100 ...
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Recruiting and retaining employees is important, even for the smallest of dental practices. One way ...
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Under the Affordable Care Act, employers who continue to use Employer Payment Plans are at risk of ...
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Under the Affordable Care Act there are new rules for reimbursing employees for individual health ...
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Over a third (37 percent) of employers offering health benefits still have a grandfathered health ...
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It’s a common small business challenge. You want to contribute to employees’ healthcare, but ...
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A common question we receive from small employers is, “Can we still use a Health Reimbursement ...
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This week Congress introduced the Small Business Healthcare Relief Act that, if passed, will expand ...
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With the 2016 Obamacare open enrollment period right around the corner, all eyes are on which plans ...
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A few minutes ago, the Supreme Court ruled 6-3 in favor of ObamaCare in King v Burwell. The ruling ...
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BREAKING NEWS: The Supreme Court just announced their ruling in favor of ObamaCare. The ruling ...
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Small businesses are changing the way they offer employee health benefits. Owners and employees are ...
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Most dental practices, even the small ones, have a strategy for recruiting and hiring employees. But ...
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Small and medium-sized nonprofits face unique challenges with hiring and retaining employees. With ...
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Health Reimbursement Arrangements (HRAs) are a type of medical reimbursement plan used to reimburse ...
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There are several medical reimbursement plans available to employers - HRPs, HRAs, HSAs, FSAs, and ...
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Ten or fifteen years ago, small business health benefit options were pretty simple: purchase a group ...
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Hint: It Goes Beyond Employee Recruitment and Retention With more Americans purchasing health ...
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As more and more small employers adopt health insurance reimbursement strategies (aka premium ...
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When it comes to health benefits, controlling costs has become a major challenge for small nonprofit ...
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Reimbursement of healthcare expenses is a common strategy among employers of all sizes because it ...
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As a small business owner, there are dozens of ways to measure success. Success is launching new ...
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Employees are requesting help with the cost of their health insurance, and your small business would ...
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Employee health benefits are expensive, and for many small businesses, purchasing health insurance is ...
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For small business owners, the busy track of entrepreneurialism often railroads the daily thought ...
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Many small business owners we talk to want to know more about the tax deductibility of medical ...
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At small dental practices, the idea of offering health benefits to employees is exciting, yet the ...
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Today, it is common for small employers to help employees with their personal health insurance - ...
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Stand-alone Health Reimbursement Accounts (HRAs) have been a popular tool used by small businesses ...
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Section 105 medical reimbursement plans, such as Healthcare Reimbursement Plans, offer employers a ...
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Modified Adjusted Gross Income, or MAGI, is a measure used by the IRS to determine eligibility for ...
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Small businesses are increasingly looking to Health Reimbursement Arrangements (HRAs) to contribute ...
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When you start a new business and hire your first employees, health benefits are not at the top of ...
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Employees have coverage from the Individual Health Insurance Marketplace and your small business ...
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Can employers still reimburse employees for personal health insurance premiums? Yes. Will employers ...
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As small employers look for ways to contribute to employees’ healthcare expenses outside of a ...
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Today, more than 2.7 million U.S. small businesses do not offer traditional health insurance ...
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Most dental practices know the importance of online patient feedback, but in an increasingly online ...
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Under the Affordable Care Act (aka Obamacare), households with income between 100% and 400% of the ...
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If you’re one of the 2.7 million U.S. small businesses who doesn’t offer health insurance, here’s ...
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Health Reimbursement Arrangements, also called Health Reimbursement Accounts or HRAs, are a type of ...
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Your small business doesn’t offer health insurance, but you’d like to help employees with the ...
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As a small business owner, recruiting and retaining top quality employees is key. You need employees ...
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For most small businesses, traditional group health insurance is out of reach. But, that doesn’t mean ...
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Small business owners are constantly analyzing and evaluating their budgets and bottom lines. ...
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It’s a common small business challenge - you want to help employees with the cost of healthcare, but ...
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The IRS recently announced the Health Savings Account (HSA) rules and requirements for 2016. This ...
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Until recently, small businesses wanting to provide health benefits to employees were limited to ...
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While the Great Recession seems like a thing of the past, small business owners are still recovering. ...
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Today’s consumer has some intriguing buying behaviors. With 70% wanting to learn about a product or ...
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So, you’ve been working long hours, putting in late nights, and basically giving your heart and soul ...
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Large insurance company Assurant is calling it quits on the health insurance market due to declining ...
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Here’s the deal -- you’ve been taught that your small business’s location is everything, haven’t you? ...
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Affording employee health benefits is a common human resources challenge for small and growing ...
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Under the Affordable Care Act (ACA), households with income between 100% and 400% of Federal Poverty ...
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The following is an excerpt from our free resource, The 20 Greatest Recruiting and Retention Tips. If ...
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Workplace wellness programs are popular tools among employers to create happier, healthier, and more ...
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Zane Benefits salutes the backbone and job creators in our economy during National Small Business ...
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In the past, the only way to pay for your health insurance premiums were through your employer, ...
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The Affordable Care Act dust is settling, which means the new requirements are getting easier to ...
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The Affordable Care Act (aka Obamacare) is making significant changes to the American health ...
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The way people make a living is changing. Partly as a result of a sluggish economy that’s slowly ...
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Zane Benefits salutes the backbone and job creators in our economy during National Small Business ...
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Politics aside, the Affordable Care Act (aka the ACA or Obamacare) has created new advantages to the ...
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Zane Benefits salutes the backbone and job creators in our economy during National Small Business ...
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As a business owner, keeping costs down while offering benefits do not seem to go hand in hand. ...
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The term work-life balance has become a buzz phrase over the last few years. It seems all everyone ...
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We’re human beings, not robots. That’s why it’s not possible for us to do the same things over and ...
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When small businesses interact with large corporations, they make changes that improve their ...
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When it comes to interviewing new candidates for your small business, what may seem like a harmless ...
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We currently live in an age of independence. We are raised to finish school, develop a career, get a ...
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The individual health insurance market is growing at a significant rate. To adapt to the changing ...
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In a recent article by the Wall Street Journal (WSJ), Michael Kitces predicts employee benefits are ...
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As more and more employees purchase health insurance coverage on their own, it is common for ...
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The Affordable Care Act (ACA) has brought about a big shift for brokers -- a shift that has meant new ...
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Employees have unique healthcare needs. Some are savvy, frequent consumers while others rarely see a ...
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The attempt to balance our occupational lives with our family life is a condition that many struggle ...
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Business Info: Los Lunas Animal Clinic (LLAC) has been under the direction of Donald J. MacDougall ...
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Business Info: Foothills Veterinary Hospital has two locations in Piedmont and Greenville, South ...
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Business Info: Dr. Kenneth Armstrong opened his dental practice in Albuquerque, New Mexico in 1987. ...
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Nearly five years ago, the nation first learned about ObamaCare and how it would impact the way we ...
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In startups and small businesses, every employee counts. Hiring the right employees leverages your ...
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Surely you’ve heard talk of the Fair Labor Standards Act (FLSA). Perhaps you have questions like, ...
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When it comes to rules and regulations for your dental practice, you’re a pro. But when it comes to ...
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You may not know it, but you might be a small business owner with trust issues when it comes to your ...
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There is currently a national divide over the Affordable Care Act and it’s beginning to affect some ...
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If you haven’t noticed, companies like Uber and Lyft are sort of the “it” thing right now. Why? ...
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When you think about the concept of retirement you think of no longer being in the workplace and ...
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Offering to help employees with their out-of-pocket medical costs, such as prescriptions, doctor ...
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You’re one of the small businesses who offers health benefits to your employees, and it’s important ...
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If you’re a small business owner, you may be thinking about providing health benefits to your ...
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When it’s time to hire for your small business, you go through the motions. You post the position, ...
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Because traditional group health insurance costs have been on the rise for well over a decade now, ...
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It’s your company’s health insurance renewal time, and your boss just walked into your office with a ...
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There are many advantages in offering a Health Reimbursement Plan. Before outlining these advantages, ...
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As a small business owner, you probably have a whole arsenal of tips and tricks to help you save ...
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The Individual Health Insurance Marketplaces opened in 2013, and despite a few hiccups, many would ...
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When your company grows quickly, your hiring changes too. Gone are the days when everyone in the ...
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All sizes of businesses around the world are understanding that really, social media has taken over ...
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As a small business owner, human resources manager, or hiring manager, when you are seeking top ...
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If your small business has an aging workforce, you’ve likely asked how you can help with employees’ ...
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A common question from employers setting up a formal Premium Reimbursement Plan is, “Does the Premium ...
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Since health insurance costs are rising in the U.S., many employers are adopting new strategies to ...
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Company visions are often overlooked and rarely thought about. Little do small business owners know, ...
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Los Lunas Animal Clinic (LLAC) has been under the direction of Donald J. MacDougall DVM since 1987. ...
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It’s a small business manager’s nightmare - an employee posts a brand-damaging photo online, and it ...
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As small businesses adopt employer reimbursement for health insurance, they are using Health ...
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When you interview candidates to be a part of your small business, what are some of the things that ...
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To describe how productivity and achievement have changed through the years, you don’t need to go ...
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Do employees check Facebook too much at work? Are they using work email for personal business? Are ...
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The highest court in the United States, the Supreme Court, hears generally less than 100 cases every ...
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Tax deductible expenses are almost any "ordinary, necessary, and reasonable" expenses that help to ...
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A new generation of human resources (HR) professionals is here. The question is, are you up to par? ...
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Some colleges are dropping student health benefits plans for the upcoming academic year and others ...
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A common question from employers setting up a Section 105 Premium Reimbursement Plan is, “Can I offer ...
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The Obamacare rules are different for small businesses than they are for larger employers. Are you up ...
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For many small business owners, finding the perfect, qualified candidate is only a dream. It would be ...
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Do you ever feel like your workplace is oddly reminiscent of your old high school days? The gossip, ...
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New employee onboarding seems like a simple step - welcome employees on their first day, show them ...
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  Dr. Daniel C. Randall is the owner of Foothills Veterinary Hospital, PC. Originally purchased in ...
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Modified Adjusted Gross Income (MAGI) is an  important calculation when determining whether or not ...
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When your company offers a group health plan, there are several different notices you are required to ...
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As a small business owner or HR professional, knowing what your employees really want can feel like a ...
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Premium tax credits: First, what are they? They are an advanceable, refundable tax credit designed to ...
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Like a dedicated hawk watches a scurrying mouse, Americans have been keeping a sharp eye out on ...
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It’s no secret that owning a business of your own comes with plentiful rewards. Suddenly, you’re your ...
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Under the Affordable Care Act (aka ACA or Obamacare), employers with 50 or more full-time equivalent ...
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Whether you’ve owned your business for 25 years or six months, benefits are a big part of what you ...
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Recently, we wrote about the new Obamacare tax forms. So, how do you know which forms you have to ...
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There has recently been a great deal of noise about the broad impact on jobs as a result of the ...
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As a small and growing business, payroll is a core human resources function. And yet, it can feel ...
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As the owner of a dental practice, you’re used to change. From new and innovative technology entering ...
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If you're a small business owner you know that offering employee benefits to your employees is ...
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Ever wonder what kind of manager you are? Or have you ever wondered how your management style is ...
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Every quarter The Manpower Employment Survey, one of the most trusted surveys of employment activity ...
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When it comes to workplace design and productivity, there is a wealth of research - and debate - ...
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Recruiting is more than simply pointing and picking employees - it involves strategy. And just as an ...
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In the past, most small businesses offered health benefits to employees with a group health insurance ...
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Most people know how much money is spent every year on traditional health benefits. But did you know ...
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As an owner of a small business, you want to provide your employees a work environment that is ...
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Small employers want to offer health benefits to recruit and retain the best employees, but there’s a ...
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The appeal of the Affordable Care Act’s Health Insurance Marketplaces is to keep insurance affordable ...
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Customer loyalty is the backbone of your business. Without dedicated customers who purchase your ...
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The U.S. health insurance industry is undergoing a massive transition. So, what does this mean for ...
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Sunday, March 29 is National Mom and Pop Business Owners Day. Zane Benefits will mark the occasion by ...
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Open enrollment for individual health insurance coverage in 2015 is over… or is it? If you owe an ...
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As a small business, health benefits are an important part of your overall recruiting and retention ...
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March 29th celebrates National Mom and Pop Business Owners Day. In honor of all small business ...
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Beginning in 2016, the federal government will require health insurance carriers to give all ...
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As you evaluate small business health insurance options, it is common to compare employer group ...
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Sunday, March 29 is National Mom and Pop Business Owners Day. Zane Benefits will mark the occasion by ...
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Let’s cut straight to the chase here, writing job descriptions is usually a last-minute sort of ...
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2015 marks the five year anniversary of the Affordable Care Act (ACA), also known as Obamacare, and ...
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March 29th celebrates National Mom and Pop Business Owners Day. In honor of all small business ...
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March Madness is upon us; the annual sporting event that captivates the nation, sends people ...
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Let’s face it. We’ve all started a new job where we spend the first day, week, or even month reading ...
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Everyone can relate to that time of year when you are evaluated on how you’re doing at work - the ...
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During the past five years, more Americans have gained health insurance than the previous four ...
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The Affordable Care Act (ACA), also referred to as health reform or Obamacare, introduced several new ...
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Let’s face it, starting a small business isn’t for everyone. In fact, there’s a reason not everyone ...
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There are several new Obamacare tax forms including Form 1095-A, Form 8962, Form 8941, and Form ...
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One of the best ways to think of an employee training manual for your vision clinic is to compare ...
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As small and growing businesses evaluate employees’ compensation packages, fringe benefits are ...
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The market for labor is currently in a state of hyper-competition. Companies everywhere are looking ...
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For many small and medium-size businesses, traditional health insurance has been out of reach. ...
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Obamacare represents one the biggest changes to American health insurance for individuals, employers, ...
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Zane Benefits is committed to helping small business owners all over the U.S. by finding new ways to ...
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When you provide healthcare benefits to employees at your vision clinic, you are providing them the ...
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It doesn’t matter if you’ve raised $200,000 from investors and family, or if you’ve raised the money ...
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A customer calls in upset over your product or service. They’re angry. They want the issue resolved. ...
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Starting in the early 1990’s, Americans gradually began paying more for healthcare, and the costs ...
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HR solutions can help dental practices manage, track, and analyze their human resources. However, ...
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From the time you were young, you’ve been doing all sorts of research -- from grade school to ...
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Consider this: The way in which you onboard new employees for your dental practice will determine the ...
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Reducing business costs. It’s something every small business needs to do from time to time, but it’s ...
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Last week, I wrote an article on how to pitch your business idea for startup funding. And rather than ...
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Sure, you’ve heard of blogs and how pretty much everyone and their dog has one, but did you know a ...
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Telecommuting is becoming more common among small businesses and large corporations, alike. According ...
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If you’re one of the many small business owners looking into health insurance either for yourself or ...
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When it comes to recruiting and hiring, ever feel like you’re doing everything almost single-handedly ...
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With 2015 Obamacare open enrollment coming to an end, how many enrolled in health coverage and how ...
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As a fellow small business owner, I know what it’s like to fire an employee - it can be pretty scary ...
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Ah, company benefits: The first thing you’re asked about when hiring new employees. There’s a good ...
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Blogging is becoming the way for you and millions of other small business owners to reach potential ...
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As part of Obamacare, there are now certain times you can purchase guaranteed-issue individual health ...
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Everyone loves a good life hack. And sometimes some of the most simple life hacks can literally ...
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You see a lot of articles about best practices for hiring. Each one has an enticing way of helping ...
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Obamacare is back in the Supreme Court. This time around, the Supreme Court is hearing King vs. ...
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It’s 3 pm on a Friday. You’re sitting at your desk staring at the computer screen knowing you have a ...
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It’s a proven fact - overworked employees are less productive, unhealthier, and prone to on the job ...
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Section 105 Plans are a tool used by employers to reimburse employees for medical and health ...
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You've heard the buzz. Healthy employees increase productivity. But is this true? Various surveys say ...
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Do Baby Boomers stand apart as America’s entrepreneurial generation? Will the number and success of ...
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Building the best benefits package for your small business is a like a puzzle. You piece together ...
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In a world full of millions of small businesses, is it really possible for your company to stand out ...
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It’s an easy thing to do - work a full 8 hour day and then go home to work another 4 or 5 hours. But, ...
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Taxes. It’s not the time of year small business owners look forward to. It’s complicated. It’s time ...
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Even at the smallest of business, administering employee benefits can be quite complex and ...
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  So, you have an amazing idea for a small business. You’ve thought it through front to back and you ...
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You may or may not have a training manual for your small business. And if you don’t, it’s time to put ...
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As a veterinary clinic owner, you need time to be on your side. Yet, many veterinarians continue to ...
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Benefits can be exciting and beneficial to your dental practice. And if you've recently opened your ...
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Small businesses are a significant driver of the U.S. economy. According to the Small Business ...
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Over the past few years, you may have heard about a Section 105 Plan.  And while you may know ...
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Too many small business owners see recruiting as a chore rather than a pleasure. Why? Well, it does ...
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It’s been about a year since major provisions of the Affordable Care Act (aka the ACA or Obamacare) ...
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Millennials: The generation that needs to grow up, stop texting, and needs a trophy for everything ...
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Promoting your employees to leadership positions is exciting for both you and your employees. Many ...
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From New York to London, major cities are hosting Fashion Week this month. As designers reveal their ...
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From the newest model of the Ford Fusion or Honda Accord to the Toyota Camry, we can’t help it - we ...
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Zane Benefits is committed to helping small business owners all over the U.S. by finding new ways to ...
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The Affordable Care Act is in full effect. And, if you’re like many small business owners or ...
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There’s a lot of buzz surrounding health insurance reimbursement (such as Health Reimbursement Plans) ...
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In the 19th and 20th centuries, many people would start businesses as a means to provide for their ...
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Last week, the IRS delayed penalties for non-compliant Health Reimbursement Arrangements (HRAs) and ...
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As an owner or HR manager, you don’t always have the time to track and analyze decisions around ...
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After many months of pressure from Senate Democrats, academics, and tax prepares to give individuals ...
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Small and medium-sized businesses are a large driving force in the U.S.’s economy. And though over ...
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Earlier this week, we wrote about the newest Affordable Care Act (ACA) Marketplace data that found ...
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On February 18th, 2015, the Internal Revenue Service released Notice 2015-17 outlining that penalties ...
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Editor's Note: This article has been updated with the most recent information from 2014. This post ...
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Whether you’re at the grocery store and the cashier says “Hey, I’ve got a coupon for you!” or you’re ...
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If you asked an average small business owner what they thought about health insurance options for ...
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Running your small business efficiently and productively is difficult when your employees are less ...
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Every so often, things go wrong: your car battery dies and you’re late for work, you miss your ...
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If you think health insurance coverage for you or your employees is out of reach, these numbers might ...
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Health benefits are a big part of your small business. Whether you offer them or not will have a ...
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As dentists contemplate starting their own practice, there are many questions as to what the best way ...
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This may come as a surprise to you, but in 2014, the U.S.’s obesity rate reached 27.7 percent--ouch. ...
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The question of the day: Who needs performance reviews? The answer isn't complicated--it’s you. And ...
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If you, your employees, or your clients plan on signing up for individual health insurance this year, ...
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I can still remember the night before my first business opened. I layed there in my bed anxious, ...
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Customers aren’t just something you need - you absolutely have to have them in order to stay in ...
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All over the nation, healthcare costs are hurting small businesses. So much so that only 54% of small ...
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The following is an excerpt from our free resource, The 20 Greatest Recruiting and Retention Tips. If ...
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As a small business owner, either you or one of your employees are in charge of human resources (HR). ...
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If you think the small business  economy is tanking, you're not alone. This is a common thought. ...
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Your managers and employees are the keystone to your small business’s success. But, like many small ...
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Individual health insurance is more affordable than group health insurance. And as of 2014, ...
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Homework. It’s not something everyone likes to do, but when it comes to opening a small business, ...
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Family-run businesses are what drive our country’s economy. In fact, did you know that 60 million ...
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When you think of workplace productivity, I’ll bet workplace design isn’t the first thing that comes ...
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Flash forward to tax time next year. Will your business be ACA compliant? Will you owe penalties? ...
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Tax season is here. As you gather your W2’s, income statements, and receipts, there’s an additional ...
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When I owned a small food establishment, I would often get to work, take a look at the kitchen, and ...
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Since the Affordable Care Act’s passage in 2010, there have been a lot of legal questions surrounding ...
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Last week, Kaiser Family Foundation (KFF) released a survey about public’s opinion on the King v. ...
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Last year, we reported on 2014’s Health Insurance Marketplace (Obamacare) enrollment numbers by ...
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If you’re a small employer, there’s a 50-50 chance you don’t currently offer traditional small ...
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The cat is out of the bag. Employees all over the U.S. are realizing healthcare costs far outweigh ...
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Building a successful business is hard work. Navigating small business health insurance, however, ...
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For years, the common way of thinking was that employer-provided health insurance was the way to get ...
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The following is an excerpt from our free resource, The 20 Greatest Recruiting and Retention Tips. If ...
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Starting a new business is so exciting. It’s that time in your life where you feel like you’re ...
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You know, it’s never too late to make resolutions for your small business. So, what are you waiting ...
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Entrepreneurs are a breed of their own. If you’re one of them, you know exactly what I’m talking ...
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Offering health benefits helps you attract and keep the best team, and it feels like the right thing ...
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Whether you like the Affordable Care Act (ACA) or not, an estimated six to eight million individuals ...
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From Flexible Spending Accounts to transportation costs, the IRS sets annual limits and guidelines. ...
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The Affordable Care Act (ACA) has brought about a lot of changes over the past few years in regards ...
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Many individuals are noticing minimum wages are going up in various states - but are they really ...
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The following is an excerpt from our free resource, The 20 Greatest Recruiting and Retention Tips. If ...
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We get it. You’ve got this amazing idea for a new product or service and you’re bound and determined ...
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In the midst of deadlines being pushed back for the employer shared responsibility (or employer ...
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It’s no secret offering benefits will make a dent in your small business’s profits - however, the ...
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Here at Zane Benefits, we continually strive to provide you with quality, useful content to help you ...
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Stand-alone Health Reimbursement Accounts (HRAs) allow employers to reimburse employee’s medical ...
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If you’re currently on Medicare or reaching the age where you are considering Medicare, it’s ...
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I want you to take a guess - what is the first thing an employer thinks of to increase company ...
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Under the Affordable Care Act (ACA), Americans are mandated to have health insurance coverage. As a ...
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Workplace conflict - we’ve all seen it or been a part of it. In fact, 85% of employees at all levels ...
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The following is an excerpt from our free resource, The 20 Greatest Recruiting and Retention Tips. If ...
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Over the last few years, the Affordable Care Act has had quite the impact on the way you offer health ...
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With as much energy and passion as you have for your veterinary clinic, it’s no wonder so many people ...
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Managers: the key to a well-run, successful small business. Since managers are such an integral part ...
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In what continues to be an uphill battle for health insurance brokers, Assurant Health is reportedly ...
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No matter how you slice it, millennials are becoming a tremendous part of the workforce. And as each ...
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It’s always nice when you figure out little life hacks to make your things easier. When you do figure ...
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The 2015 tax return season is here. Most taxpayers will file their 2014 tax returns and pay any tax ...
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You want to offer health benefits. You’ve looked into standard group health insurance plans and were ...
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Healthcare benefits are a big part of any business, right? In fact, many candidates will specifically ...
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As a small business owner myself, I understand what payroll is like: You’re probably not a big fan of ...
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Your dental practice needs top talent in the industry in order to be competitive, but is there a ...
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Labor laws are constantly changing. As a small business owner, you’ve already got a lot on your ...
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In The Sharing Economy, entrepreneurs use information technology to create new, better and sometimes ...
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Health insurance is becoming a consumer product. Wait - health insurance, you might be thinking? Most ...
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Knowing what the fastest growing occupations are for 2015 and beyond is a perfect way to know the ...
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Last week, DentistryIQ featured an article from Zane Benefits’ Small Business Employee Benefits and ...
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Happy, loyal employees help boost your organization’s productivity and morale. And yet, one of the ...
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I hear from small businesses every day who are confused about the Affordable Care Act. To help you ...
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Kaiser Health News recently posed the question: “What if employers started giving workers a chunk of ...
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As a small business, you don’t have a lot of time to spend on Human Resources. At the same time, you ...
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Like it or not, employee benefits are often the crux of your recruiting and retention program. Sure, ...
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As a vision clinic owner, you wear many hats. Aside from tending to patients throughout the day, you ...
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In my experience with small businesses, there is always more work to do than can be accomplished in a ...
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The majority of Americans purchase health insurance through work - for now. However, as the cost of ...
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As a small business, you could probably use a few extra hands. But, in many cases, hiring more ...
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Tax filing season is right around the corner, and if you received a premium tax credit this year when ...
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As the debate surrounding the efficacy, implementation, and design of the Affordable Care Act (ACA) ...
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New employees may face a difficult learning curve when they become part of a small business. However, ...
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Workplace design is a much referenced buzzword when it comes to tracking and improving employee ...
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For some small businesses, employee onboarding is all over the place. Usually, this is simply because ...
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One of the big Affordable Care Act headlines this week is whether the definition of a full-time ...
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Being an “Employer of Choice” means that your small business has a great working environment and an ...
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Keeping up with current hiring strategies for your dental practice can be difficult simply because ...
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If you’ve been shopping for personal health insurance, helping a client with taxes, or following the ...
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As a small business owner, you ask yourself a lot of questions in a day - “how can I boost sales?” or ...
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As a small business owner, you see all sorts of employees. But the truth is, your most passionate ...
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If you’ve been shopping for personal health insurance or following the Affordable Care Act, you’ve ...
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Tell me if I’m right - you’ve got the perfect manager in your head. This manager never complains, ...
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Stand-alone Health Reimbursement Arrangements (HRAs) can be somewhat confusing. And if you own a ...
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Note: This is an excerpt from our new eBook “The Veterinary Clinic’s Guide to Human Resources.” To ...
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