Setup ZanePRA in 15 minutes

Step 1: Set up your plan
You can easily set up your ZanePRA plan online. There is no underwriting or approval process.

Step 2: Enter employee information
You give us the names and contact information for the employees at your company. We will email them welcome kits explaining their new benefits.

Step 3: Reimburse employees via payroll
When your company processes payroll, you will log into your ZanePRA account and download a file to record deductions & reimbursements on employee paychecks 100% tax-free.

Frequently Asked Questions

Read our services FAQs to learn more.

Customer Quote

Each of our employees who has chosen a personal health insurance policy can keep it and pay for it themselves even after they retire or leave our museum. Being able to offer health benefits has been a great asset to our museum in recruiting and retaining key employees.

Sandra Morrison

Park City Historical Society and Museum

ZanePRA is a Premium Reimbursement Arrangement

Offer Health Benefits at Zero Net Cost to the Company

ZanePRA allows employees to reimburse themselves for out-of-pocket health insurance costs tax-free. This saves employees 20-40% in taxes on health insurance costs.

If you do not currently offer health benefits, you probably have given up hope on finding an affordable solution. You may have even succumbed to increased wages in an effort to help key employees' with their individual health insurance costs. The problem is that you and your employees are paying thousands of dollars in taxes every month unnecessarily. This is because W-2 employees cannot take a tax deduction for individual insurance without your help!

In conjunction with your payroll system, ZanePRA allows your employees to reimburse themselves for their insurance costs 100% tax-free. Employees typically save 20-40% on their health insurance costs and your company will save 7.65% on every dollar in FICA and FUTA.

Request a Demo Free Benefits Assessment

How does this work for my company?

Employees choose a monthly pre-tax salary reduction amount. Each $300 in salary reduction increases an employee's take-home pay by up to $100 or more.

Employees select a personal health policy for themselves or dependents. Personal policies are permanent, portable and cost healthy employees or dependents much less than group coverage.

Employees are reimbursed, tax-free through ZanePRA for their premiums. ZanePRA Reimbursements cover personal health insurance premiums for employees,dependents, or COBRA from a former employer.

ZanePRA Top 100 Features

ZanePRA has hundreds of patented features that are not supplied by other providers. Some of these exclusive ZanePRA features include:

Online Claim Submission, Tracking, and Reimbursements learn more
Reimbursement for Personal Health Insurance Policy Premiums learn more
Online plan design & electronic plan documents for easy setup learn more

See more ZanePRA Top 100 features

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Start a free trial of Zane employee health benefits software and see first hand how you can offer better health benefits, retain employees, and fix your monthly costs.

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Defined Contribution

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Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted.Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.