ZaneHRA: The Leader Among HRA Administrators

Frequently Asked Questions

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Customer Quote

Our group plan was costing the company $846,000 a year for our 112 employees. We decided to drop our group plan and start offering ZaneHRA to our employees. This dramatically cut our expenses and allowed most of our employees to purchase individual health plans for less than our monthly contribution of $100 to $200.

Linda Devin

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GroupHRA is an HRA paired with Group Health Insurance.

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ZaneHRA Solution - Overview

Offer health benefits without the cost or complication of a group plan

ZaneHRA is a complete health benefits package for your employees that is easy to set up and administer online. Best of all, it is half the price of group insurance and you control your costs.

ZaneHRA is the leader among HRA administrators. With ZaneHRA you decide how much money you are willing to spend per employee each month (this is called the “ZaneHRA allowance”). Then, employees use their ZaneHRA allowance to reimburse themselves for their health costs tax-free including their individual insurance costs. The ZaneHRA software does this all for you! Each payroll period, you will add the reimbursements to your employees' paychecks 100% tax-free. 

 

How does ZaneHRA work?

Each employee gets a fixed monthly ZaneHRA allowance. Unspent allowances can accrue for future healthcare expenses or retirement.
 
Employees choose their own personal health policy. Personal policies are permanent, portable and typically cost 1/2 the cost of group coverage.
 
Employees are reimbursed, tax-free through ZaneHRA. ZaneHRA Reimbursements cover personal health insurance premiums and other medical expenses not covered by health insurance coverage.


ZaneHRA Top 100 Features 

ZaneHRA has hundreds of patented features that are not supplied by other providers. Some of these exclusive ZaneHRA features include:

  • Online Claim Submission, Tracking, and Reimbursements

  • Reimbursement for Personal Health Insurance Policy Premiums

  • Different HRA Benefits for Different Classes of Employees

 

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Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.