Employers set up their entire plan design online for each class of employees.
Once set up, ZaneHRA automatically generates required ERISA, HIPAA and IRS documents and employees "electronically sign" all their documents with one click of a mouse.
Since all SPD (Summary Plan Documents) are electronic and online, employers can modify benefits at any time ("no plan years") with electronic notification automatically sent to employees. As health reform phases in, new requirements will go in to affect that require updates to the plan documents and summary plan descriptions.
ZaneHRA will be constantly updated to maintain compliance with the new requirements.
From initial enrollment, to adding dependents, to termination—ZaneHRA automatically sends out the IRS/HIPAA/ERISA-required and otherwise appropriate letters and/or emails to each employee—allowing them to add the names of their dependents. All of these copryrighted documents and employee communication tools are available free to every enrolled ZaneHRA employer and employee.
Smaller employers (2-10) or employers in mainstream businesses (i.e. retail, food service) take advantage of ZaneHRA's decade of experience in Defined Contribution Employer Health Benefits and choose a proven simplied one- or two-class plan design. ZaneHRA has an extensive library of proven plan designs along with copyrighted employee communication tools—which are available online at no extra charge to every employer and employee enrolled in ZaneHRA.
