The Online Alternative to Group Health Insurance Software

The Online Alternative to Group Health Insurance

Offer health benefits in less than 5 minutes per month.

No Minimum Contributions: Define your own contribution strategy
No Minimum Participation: Set your own eligibility requirements
No Administrative Hassle: Spend less than 5 minutes per month
And more: Recruit & Retain employees with top features
Premium Reimbursement
Online Administration
Electronic
Plan Documents
Payroll
Integration
Automated
Compliance
Employee
Classes




Health insurance and medical expense reimbursement tax-free

The Zane software allows employers to reimburse employees for out-of-pocket health insurance and medical expenses 100% tax-free.
Tax Savings: Employers and employees do not pay taxes on the reimbursements.
Happier Employees: Employees value health benefits at up to 2Xs taxable compensation.
Healthier Employees: When employees buy health insurance, they tend to be healthier.

Online claim submission and tracking for happy employees

Employees submit claims for health insurance premiums and other medical expenses online. Fax and mail forms are also available.
Fast Processing: Once submitted, claims are processed within 2 business days (typically in 1-2 hours).
HIPAA-Privacy: All claims are kept HIPAA-protected and stored with receipts for employee convenience.
Real-time Notifications: Employees receive email notifications at every step of the claims process.

Online plan design & plan documents for easy setup

Employers set up the plan online, the Zane software automatically generates required documents, and employees "electronically sign" all of their documents with one click of a mouse.
Electronic SPDs: All SPD (Summary Plan Documents) are electronic and online.
No Plan Years: Employers can modify benefits at any time with electronic notification automatically sent to employees.
Email Notifications: From enrollment to termination, Zane automatically distributes required notifications employees.

Manage reimbursements via existing payroll system

Zane never touches the employer's money. All reimbursements go directly from the employer to the employee at the time and method chosen by the employer (typically via payroll).
Payroll Reimbursement: 99% of reimbursements are made via the employer's existing payroll service.
No Pre-funding: Employers are never required to pre-fund contributions.
Additional Options: Direct deposit and check reimbursements are also available.

Different health benefits for different classes of employees

Providing different levels of benefits to classes of employees is at the core of benefits compensation and is routinely done by major corporations.
Unlimited Classes: An employer may create an unlimited number of employee classes.
ERISA Compliance: The Zane software creates the legal plan documents that allow employee classes.
Varied Benefits: Classes can be based on job categories, geographic location, part-time status, date of hire, etc.

Automated IRS, HIPAA, and ERISA compliance for peace of mind

Employers must comply with specific U.S. federal regulations in order to reimburse employees' individual health insurance premiums without triggering ERISA, violating HIPAA-privacy rules, or violating IRS rules.
HIPAA-Privacy: Employees' claims are kept HIPAA-protected in compliance with HIPAA.
Safeguards: Built-in protections automatically make employers compliant with federal regulations.
Receipt Storage: Receipts are stored digitally as required by the IRS for audit purposes.

All of the above, plus amazing service & support

  • Consultative sales process

    If you're new to the Zane Benefits online health benefits platform and have questions about it, we would be happy to demonstrate exactly how it works in detail. We'll show you how Zane Benefits can immediately improve your health benefits.

  • Unlimited technical support

    Zane Benefits' support team is always at the ready to help you, whether you're just starting on day 1 or planning a new health benefits strategy on day 1,000. We'll help you get setup, configure the software for your particular needs, and provide resources to keep your health benefits engine up and running. We're like your health benefits IT team.

  • World-class knowledge

    Our team of world-class defined contribution health benefits experts can offer personalized help that takes your health benefits to the next level. We'll help you set up employee classes, strengthen your health benefits message, and improve your recruiting and retention efforts.


Questions? Call us at 1-800-391-9209 anytime.

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Zane Benefits
136 Heber Ave, #308
Park City, UT 84060 [Map]

Call us at 1-800-391-9209
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Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.