Entire Segment (7:54) Paul Zane Pilzer speaks on HRAs, Individual Health Policies, and Defined Contribution Health Benefits |
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1. Introduction (1:35) Half of personal bankruptcy filings are due to medical expenses, mostly by people who had employer health insurance. Employer health benefits costs now exceed profits for most companies. |
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2. Paul Zane Pilzer (0:29) Introduction of Paul Zane Pilzer and The New Health Insurance Solution. |
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3. Individual Health Insurance (1:47) Everyone should get health insurance independent of their employer. Get your spouse and dependents their own policy even if you stay on your employer plan. |
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4. Health Reimbursement Arrangements (1:21) HRAs provide the simple solution for all employers and employees. |
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5. Health Savings Accounts (1:03) Every American should have a Health Savings Account—it's like an IRA or 401(k) on steroids. |
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6. Defined Contribution Health Plans (1:13) Employers can now help you get your own individual health insurance policy. |
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7. Summary and Final Recommendation (0:31) Everyone should have an individual or family health insurance policy independent of any employer for themselves, their spouse, and their dependents. |
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