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The biggest change in U.S. health benefits is happening now.
Here's how you can get involved:
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Help Existing Clients
Employers can save up to 50% on employee health benefits by switching from group to personal health policies, completely administered through their payroll or PEO. |
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Get New Clients
Saving money on health benefits is a prime reason for employers to switch to your payroll or PEO service. |
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Totally Branded Solution
Completely branded with your company name from Employer Sign-Up to Employee Claim Form, but virtually no additional work for you (see Example).
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Zane Benefits is the provider of HRA services to the nation's leading payroll providers and PEOs.
Why Employers are Switching to Personal Policies
In 2009, an estimated 200,000 employers will cancel their group coverage and switch employees to personal policies because:
- Employees can now be reimbursed for their individual/family coverage with employer tax-free funds
- The cost of personal policies is typically 1/3 to 1/2 the cost of comparable group coverage for healthy applicants, often from the same carrier
- Personal Policies are permanent, portable and independent of employment
- Employees with medical conditions now receive (HIPAA-eligible) state-guaranteed personal policies when their group policy is cancelled
To learn more, view our Employer Solutions or contact us.
With Zane Benefits, PEOs and Payroll companies:
- Teach clients how they can now switch from expensive group health policies to personal health policies, for all or just selected groups of employees.
- Utilize new HRA regulations allowing employers to customize health benefits for each class of employee.
- Allow Employers to receive all the benefits with no additional work if they use their payroll provider to administer their ZaneHRA.
- Employers staying with group polices can save up to 30% by increasing their annual deductible and paying under-deductible expenses through payroll with a tax-advantaged GroupHRA.
 or call us directly at 800-391-9209.
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