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The biggest change in U.S. health benefits is happening now.
Here's how you can get your Agency involved:
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Help Existing Clients
Employers can save up to 50% on employee health benefits by switching from group to personal health policies. |
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Get New Clients
Saving money on health benefits is a prime reason for employers to switch to your Agency service. |
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Totally Branded Solution
Completely branded with your company name from Employer Sign-Up to Employee Claim Form, but virtually no additional work for you (see Example).
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Why Employers are Switching to Personal Policies
In 2009, an estimated 200,000 employers will cancel their group coverage and switch employees to personal policies because:
- Employees can now be reimbursed for their individual/family coverage with employer tax-free funds.
- The cost of personal policies is typically 1/3 to 1/2 the cost of comparable group coverage for healthy applicants, often from the same carrier.
- Personal Policies are permanent, portable and independent of employment.
- Employees with medical conditions now receive (HIPAA-eligible) state-guaranteed personal policies when their group policy is cancelled.
To learn more, view our Employer Solutions or contact us.
With Zane Benefits, Agencies:
- Teach clients how they can now switch from expensive group health policies to personal health policies, for all or just selected groups of employees.
- Utilize new HRA regulations allowing employers to customize health benefits for each class of employee.
- Allow Employers to receive all the benefits with no additional work with ZaneHRA.
- Employers staying with group polices can save up to 30% by increasing their annual deductible and paying under-deductible expenses with a tax-advantaged GroupHRA.
 or call us directly at 800-391-9209.
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