We want to drop our group health insurance plan

ZaneHRA allows you to offer full health benefits without a group health insurance policy. With ZaneHRA, you choose a monthly allowance to contribute to each employee’s healthcare. Employees purchase individual or family health insurance and you reimburse employees tax-free. Features include typical net savings of 30%-50% with no reduction in benefits and integration with your payroll system.
Learn more about ZaneHRA

We want to keep our group plan but pay less

GroupHRA allows you to save up to 50% on your current group policy, by raising the annual deductible. Then, you choose a monthly or annual allowance to contribute to the expenses each employee incurs because of their higher deductible. Features include typical net saving of 20%-40% with no reduction in benefits and integration with your payroll system.
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We cannot afford to offer health benefits

ZanePOP allows employees to re-direct any amount of their pre-tax salary for health insurance, and receive this amount tax-free on their payroll to pay for an individual or family health policy. Employees typically save 20%-40% on their premium. Features include employer savings of 7.65% in FICA savings with increased employee benefits and integration with your payroll system.
Learn more about ZanePOP

How does it work?

You open a ZaneHRA, GroupHRA, or ZanePOP plan completely online—guided by either your health insurance agent, your carrier, your payroll provider, or a Zane specialist. There is no paperwork--all plan documents are electronic and your employees enroll online.

Employees request reimbursements online or via paper. We process online requests within hours. Employers receive a notification via email each pay period adding employee reimbursements to your payroll tax-free. Direct deposit and check reimbursements are also available.

About Zane Benefits

Zane Benefits, Inc. is a leading provider of Consumer Directed and Defined Contribution employer programs and tools to U.S. employers and their employees. The company is best known for its ZaneHRA platform where employers open and manage their HRA completely online, electronically enroll participants and print welcome kits, and monitor expenses and reimbursements in real-time.

Zane Benefits does not sell health insurance. Its products and services enable employers and other distributors of health insurance to offer employees consumer driven health plans.

Economist Paul Zane Pilzer is the founder of Zane Benefits, a former Vice President of Citibank and the founder of five companies. He is a former commentator on CNN and NPR and was an Adjunct Professor at New York University from 1979-2000. He holds a BA from Lehigh University and an MBA from The Wharton School, University of Pennsylvania.

Zane Benefits products and services are distributed in all 50 states by leading employers, consultants, agents, general agencies, payroll providers and PEOS.

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We started with Zane Benefits in 2006 to control our health care costs. Since then, we have been very satisfied with the results and quality of the ZaneHRA program and the customer service is excellent.

Bruce W King, MEd
Owner/Administrator
Soaring Wings Montessori School
Park City, UT

We made the decision to go with Zane Benefits because we wanted to offer health benefits to employees around the country. The ZaneHRA program made it very easy and affordable to provide health benefits to employees in multiple states.

Micheline Hughes
Controller
Turn-Key Marketing & Promotions
Santa Barbara, CA