Business Info:
Vitality Medical is a leading medical supplies company located in Salt Lake City, UT. Vitality Medical supplies discount hospital equipment and wholesale medical products to consumers from coast to coast. Vitality Medical was founded in January 2000 with a purpose of providing the consumer quality medical supplies. Vitality Medical sells to a variety of customers including hospitals, hospices, doctor’s offices, and the general public.
www.vitalitymedical.com
Industry:
Medical Supplies - Health Services - eCommerce
Contact Name:
Brad Packer, President
The Challenge:
Vitality Medical was offering employee health benefits through a Health Reimbursement Arrangement (HRA), but was looking for a new HRA Software provider that could offer more plan flexibility, streamlined administration, and easier access for employees.
The Solution:
After working with their insurance agent to explore different HRA Software providers, Vitality Medical partnered with Zane Benefits in March 2013 to offer a more flexible and accessible ZaneHRA health benefit. With ZaneHRA, Vitality Medical is able to:
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Fully control and customize their HRA plan online, 24/7 with the ability to make plan changes, enroll and manage employees, and track reimbursements in real-time.
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Offer employees an easy-to-use online portal. Employees use their online account to view their health benefit and submit claims for reimbursement.
- Get help from Zane's support teams when needed over the phone, by email, and through Zane's online help and support center.
According to Brad Packer, President, “Zane Benefits staff is friendly staff and eager to help."
Employee Health Benefits Results:
Curious to see how Zane's HRA would work for your company?
Non-Profit Info:
Love INC of Yakima is a small faith-based non-profit in Yakima, Washington. The mission of Love INC is to mobilize local churches to transform lives and communities. Love INC of Yakima is one of more than 160 Love In the Name of Christ (Love INC) affiliates across the country, and focuses on alleviating poverty and financial coaching. Love INC was formed nationally in 1977 and is is one of the most effective management, mobilization, and networking tools available to churches today.
Website:
www.loveincyakima.org
Industry:
Non-Profit, Faith-Based
Contact Name:
Elizabeth Benefiel, Executive Director
The Challenge:
As a very small non-profit, Love INC wanted to provide a health care benefit to it's one full time employee. However like many small non-profits, they could not find an affordable traditional health insurance option. With a limited health benefits budget, Love INC was looking for a solution that would allow the non-profit to:
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Contribute tax-free to the full time employees' individual health insurance premiums and other medical expenses
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Easily and quickly administer the benefits platform
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Have full control over the cost of the health benefit
The Solution:
After researching various options, Love INC decided on offering tax-free reimbursement of health insurance premiums and medical expenses through a Health Reimbursement Arrangement (HRA). Love INC partnered with Zane Benefits in February 2013 to implement and offer the HRA.
Adopting and implementing the HRA model allowed Love INC to:
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Offer health benefits for the first time without the steep cost or complication of a group health insurance plan.
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Leverage the HRA software to easily administer the benefit and quickly issue reimbursements.
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Provide cost predictability and accountability to the Board of Directors, including minimal start-up cost.
Elizabeth Benefiel, Executive Director of Love INC of Yakima states "Using the Zane software is delightfully easy. Submitting my claims is quick and very simple. The Office Manager that processes payroll is also pleased with the ease of access and how simple the process is. It was very easy to learn. We have found the Zane staff to be friendly, helpful, and responsive."
Measurable Results:
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Love INC now offers their valued Executive Director an affordable HRA benefit
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Zane provides a low maintenance, worry-free reimbursement processes
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Love INC's Executive Director receives additional tax-free compensation for medical care expenses
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Zane provides easy-to-use software administration and first-class support
"Zane Benefits is a fantastic option for small non-profits like Love INC. It has enabled us to provide a health benefit without the exorbitant cost of a group health insurance plan. I would recommend it (and have!) to anyone." - Elizabeth Benefiel, Love INC of Yakima Executive Director
Curious to see how Zane's HRA would work for your company?
Business Info:
Claris Eye Care & Surgery is a state-of-the-art ophthalmic specialty center located in Minneapolis, MN. Since 2009 Claris has been helping patients address health concerns related to the eye including General Eye Care, LASIK, Cataract Surgery, Glaucoma Surgery, Botox, and more. Claris Eye Care & Surgery aims to brings a renewed focus on patient needs and care with every interaction.
Website:
www.clariseyecare.com
Industry:
Health Care - Ophthalmology
Contact Name:
Cheryl Schow, Business Manager
The Challenge:
Claris Eye Care & Surgery (Claris) had been providing health benefits for it’s employees through a group health insurance policy, paired with an integrated HRA to provide tax-free reimbursement for employee’s out-of-pocket medical expenses. However, Claris was facing increasing annual renewal rates with their health insurance plan, and staff was spending unnecessary time administering the integrated HRA. Claris needed a solution to lower premium rates and find a better HRA solution.
The Solution:
In May 2012, Claris partnered with Zane Benefits and their payroll provider to offer a Zane Paychex GroupHRA. This allowed Claris to accomplish two key results:
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By switching to a new high deductible group health plan, Claris achieved premium cost savings
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By switching HRA administrators Claris saved significant time and headaches of administering their integrated HRA
Cheryl Schow, Business Manager, explains “My experience with Zane has been excellent; from seamless setup, to ease of daily use and questions being answered, it’s been a huge time saver for me. I am very pleased overall with my experience with Zane…it’s one of the best investments we’ve ever made here at Claris.”
Measurable Results:
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Business Info:
LearningRx - Flower Mound, TX is a local branch of a successful nationwide network of brain training centers. LearningRx is a family of concerned and passionate educators, professionals, and local business owners who want to help kids and adults learn & perform faster, better, and more easily. LearningRx is also a stable and growing company with expansion opportunities for business-minded people who want to make a positive contribution to their community.
www.learningrx.com/flower-mound
Industry:
Education, Cognitive Training
Contact Name:
Eric Welch, Executive Director
The Challenge:
LearningRx - Flower Mound branch (LearningRx) was looking for a health benefits solution that would allow tax-savings on individual health insurance policies and out of pocket medical expenses. With only two full-time employees, LearningRx was seeking a way to save on health care costs.
The Solution:
After researching various HRA solutions online, LearningRx partnered with Zane Benefits in October 2012 to offer tax-free reimbursement of health insurance premiums and medical expenses for their full-time employees through a ZaneHRA.
Eric Welch, Executive Director states, “Using ZaneHRA has been a huge savings. Over $16,000 is coming back to me personally as non-taxable income, and that amount is also coming off the company books. The software is easy to use and the staff is extremely helpful."
Measurable Results:
Curious to see how Zane's HRA would work for your company?
Child Development Company Saves on Group Healthcare Costs Using Zane's GroupHRA
Business Info:
Bright Start Learning Center (Bright Start) is a state-of-the-art facility that is designed to help children, from 6 weeks to 5 years old, develop cognitively, socially, physically, and emotionally in a manner appropriate to their age and stage of development. Bright Start’s age appropriate curriculum coupled with a custom designed facility and a low teacher to child ratio ensures a top tier service for the children and their parents. Bright Start was founded in 2005 and is located in Alexandria, Virginia.
Website:
www.bright-start.org
Industry:
Children - Education
Contact Name:
Kerri Chase, Founder
The Challenge:
Bright Start Learning Center had always provided health benefits for its full-time employees. With significant annual increases in group health care costs, Bright Start Learning Centerneeded a solution that would allow similar health benefits solutions for its employees but also remain within budget.
The Solution:
In December 2010, Bright Start Learning Center partnered with Zane Benefits to offer a GroupHRA. This allowed Bright Start to raise their group health deductible while offering a tax deductible HRA to its employees.
Kerri Chase, Founder, states, “By opting for a higher deductible plan, and as an employer paying the majority of my employees’ deductibles, we have seen overall savings in our health care expenditures. My experience with Zane has been wonderful so far. The software is quite intuitive and therefore very easy to use. Whenever I have had any questions or issues, Zane’s staff has been top notch. They are a professional and friendly group of people. I couldn’t be happier with my decision to switch my HRA benefit management to them.”
Measurable Results:
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Business Info:
Coda Corp USA is a privately owned small to midsized consulting company. Coda provides Quality Systems Consulting Services to the pharmaceutical, biotech, and medical device industries, as regulated under CFR Title 21. Coda’s primary product is the knowledge base and experience of their consulting staff. Given the nature of the product, employee retention is a critical corporate objective.
Website:
www.CodaCorpUSA.com
Industry:
Pharmaceutical, Biotech, Medical Device Consulting
Contact Name:
Corrine Knight, Director of Business Initiatives
The Challenge:
One of Coda Corp USA’s most significant challenges is retaining their highly sought after employee base. As a consulting company, Coda employees are constantly demonstrating their expertise to much larger corporations; corporations who have an obvious need for those particular resources. This reality makes it imperative that Coda offer benefits that can compete with large corporations while on a small to midsized corporate budget.
As such, the Coda leadership team pursued a workable, long-term solution to the rising costs of healthcare. Coda sought to adopt the Health Reimbursement Arrangement (HRA) model, which would allow Coda to:
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better anticipate yearly medical costs
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minimize the demands on the time of Coda’s lean management model
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stay within operating costs commensurate with small to midsized firms and
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offer their employees competitive coverage
The Solution:
In tandem with adopting an HRA plan in June 2011, Coda Corp USA found a partner in Zane Benefits to assist in processing claim submissions. Adopting the HRA model allowed Coda to:
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significantly reduce the bottom line cost of coverage, and
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leverage the expertise of a 3rd party to optimize the time Coda’s resources had to spend to devote to their own business.
The transition went smoothly, and once implemented:
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Coda employees access Zane’s web portal to quickly and easily submit reimbursable claims and associated documentation
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Zane’s resources review and disposition claims submitted
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Approved claims trigger the automation to notify Coda’s administration that actions/reimbursements are pending
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Rejected claims trigger the automation to notify the employee that additional action is required prior to approval
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Coda administration processes approved reimbursements
All stages of the process are visible in real time to Coda’s administration and employees via secure online accounts.
Benefits of Implementation:
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Approximately 50% reduction in plan and administrative
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Approximately 70% reduction in the number of hours spent by Coda resources managing health care related process
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Reliable and easy to use software
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Advanced on-line tracking and retrieving tools
Annette Dunn, CEO of Coda Corp USA, states, “Using Zane offered a simple transition for our employees from the traditional benefit plan to the HRA benefit plan. Zane is an easy, cost effective solution that allows Coda to realize the benefits of an HRA program without stressing our lean administrative model. The Zane process is well-engineered to the extent that our hands-on time is practically zero. Zane’s staff is always available for questions and always provides a quick resolution.”
Measurable Results:
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Coda Corp USA now offers their valuable employees affordable HRA benefits
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Zane provides a low maintenance, worry-free reimbursement processes
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Coda’s employees and administrators experience excellent customer service from Zane
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Coda’s employees and administrators have constant access to centrally and categorically stored and accessible claim histories
Curious to see how Zane's HRA would work for your company?
Business Info:
Kids Dental is a Pediatric dental office located in Schertz, Texas. Serving the Randolf Metrocom area since 2005, Kids Dental provides specialized and comprehensive oral healthcare for infants, children, and adolescents in a friendly and caring environment. Led by Dr. Steve Velez, and supported by Dr. Avani Gandhi and Dr. Marielena Torres, Kids Dental provides vast experience for a child’s dental needs.
Website:
www.kidsdentalschertz.com
Industry:
Pediatric Dentistry
Contact Name:
Sherri Velez, Business Administrator
The Challenge:
For three years, Kids Dental researched employer healthcare plans and was unable to find a solution that was affordable and offered good coverage without a high deductible. Kids Dental wanted to offer a competitive health benefits plan that was affordable for both the company and employees.
The Solution:
After learning about Health Reimbursement Arrangements (HRAs), Kids Dental partnered with Zane Benefits to offer a ZaneHRA to its employees. Kids Dental grants tax-deductible allowances to its employees for private health insurance and other medical costs. The employees use these funds tax-free and have the flexibility to create a health care solution that best fits their needs.
Sherri Velez, Business Administrator, says, “A nice feature of the ZaneHRA plan is that my employees are allowed to choose their own insurance company. My employees are now able to offset their out-of-pocket expenses such as, premiums, co-pays, and prescriptions through pre-tax payroll reimbursement. My experience with Zane Benefits has been outstanding. The administrator dashboard is easy to use and I receive emails when I have reimbursements due. I don’t have much time to spend on HR duties and I appreciate that I have an Account Representative that I can email anytime. As a small business owner I appreciate the hard work my employees do for me and I want to reward them the best I can. The ZaneHRA allows me to offer a benefit that will put money back into my employee’s pockets.”
Measurable Results:
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Business Info:
Bridge Builders USA is the premier timber bridge contractor in the United States, providing innovative and environmentally conscious construction of custom timber vehicular bridges, public access boardwalk complexes, and light duty bridges for public trails, golf courses and many other applications. Based in North Carolina, Bridge Builders has been in business for over 25 years and has constructed over a thousand projects including the longest pile-supported HS-25 vehicular timber bridge in the country. Bridge Builders’ reputation is known for excellence in service, quality and integrity.
Website:
www.bridgebuilders.com
Industry:
Bridge Contractor
Contact Name:
Greg Solomon, General Manager
The Challenge:
Escalating health insurance costs were creating a financial burden for both Bridge Builders’ and employees’ health care contributions. Bridge Builders need a health benefits solution that was within budget and competitive for its employees.
The Solution:
In January 2012, Bridge Builders chose Zane Benefits as the long term health benefits solution for its employees. Using ZaneHRA, Bridge Builders provides monthly allowances to its employees that can be used for individual health insurance and other medical expenses. Bridge Builders is able to provide these allowances as a tax-deductible expense, and the employees are able to use the funds tax-free.
Greg Soloman, General Manager, states, “Our company is saving a significant amount of money, and our employees are keeping more of their dollars each month by not having mandatory deductions to cover their portion of our old group health premium. Working with Zane Benefits has been a great experience for our company. I wish I would have slowed down enough to sign on the first time I had heard about them. It would have saved us several thousands of dollars. Zane Benefits is a cost effective alternative to conventional health care benefits.”
Measurable Results:
Curious to see how Zane's HRA would work for your company?
Business Info:
The Feet, Inc. is a Northern Colorado based company that has multiple capabilities in the delivery and logistic industries. Their hub-and-spoke network has become the core courier network in Colorado and Wyoming. Utilizing sophisticated dispatch software and cutting edge, GPS enabled devices, The Feet can dispatch and track parcels from Casper, Wyoming to Castle Rock, Colorado. With same day delivery options, medical courier expertise, and liftgate services, The Feet has become one of the fastest growing couriers in Colorado.
Website:
www.thefeet.com
Industry:
Logistics
Contact Name:
John Buoniconti, Vice President
The Challenge:
The Feet, Inc. depends on health benefits for recruiting and retaining top employees. When their group health plan exceeded internal budgets, The Feet needed a new health benefits solution that offered the same level of health care for its employees while remaining within budget.
The Solution:
In September 2009, The Feet partnered with Zane Benefits to offer a ZaneHRA. The Feet now uses tax-deductible funds to grant monthly allowances to their staff for individual health insurance premiums and other medical costs. Employees use these allowances tax-free, and have the flexibility of creating health care solutions that best fit their needs.
John Buoniconti, Vice President, states, “We used to offer group health insurance, but with the changes in the market, setting up HRA’s for our employees made much more sense. Not only have we seen savings, but more of our employees are spending less out-of-pocket and getting better health care. I couldn’t be more happy with the ZaneHRA software and staff. The Zane staff acts quickly with any questions or requests.”
Measurable Results:
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The Feet, Inc. creates health care savings for the corporation and employees using ZaneHRA.
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Employees receive tax-free dollars for use on private insurance and other medical expenses.
Curious to see how Zane's HRA would work for your company?
Business Info:
Youth for Christ (YFC), is a Christian Non-Profit based in Englewood, Colorado.With over 200 employees, Youth for Christ coordinates with local churches, community centers, high schools, middle schools, juvenile institutions and more to share the awareness of Jesus Christ through devotion to godliness, Word of God, prayer, and passion for sharing the love of Christ. Since 1944, YFC has been changing the lives of youth around the world, encouraging them through faith in God and service to others.
Website:
www.yfc.net
Industry:
Non-Profit Organization – Christian
Contact Name:
Laura Downey, Director of Human Resources & Benefits
The Challenge:
Youth for Christ had a partial self-funded healthcare plan that became very costly. As a non-profit organization, Youth for Christ needs competitive benefits for recruitment and retention. YFC needed a solution that offered flexible benefits while remaining within yearly budgets.
The Solution:
Youth for Christ partnered with Zane Benefits in November 2009 to offer a ZaneHRA as its health care solution. YFC employees now receive a tax-free, monthly allowance that can be used for private health insurance premiums and other medical expenses. The monthly allowances are a tax-deduction for YFC which has created an affordable health care solution that provides flexibility to their employees. The majority of employees have their health costs completely covered through YFC’s ZaneHRA.
Laura Downey, the Director of Human Resources & Benefits has worked directly with Zane Benefits for 3 years. She states, “We have truly enjoyed working with ZaneHRA. They provide great service; their online portal is very user friendly; and their customer service reps are always very helpful, as is our dedicated Account Executive. We are grateful for their ability to keep us as an employer up-to-date with Health Care Reform and other regulations in the health care industry. This makes my life as a benefits administrator fairly easy.”
Measurable Results:
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