CPAs and Accountants are at the forefront of the biggest change in health benefits for employers...

1. The IRS now allows employers to use HRAs (Health Reimbursement Arrangements) to reimburse their employees tax-free for amounts spent on personal (individual or family) health insurance policies and out-of-pocket medical expenses.

2. The IRS now allows employees to use pre-tax salary to reimburse themselves for the premiums spent on personal health insurance policies. Eight states have already passed laws requiring employers to provide such programs when requested by an employee.

3. If your client doesn’t have a traditional group employer plan, they and their employees may be wasting thousands of dollars each year in FICA and FUTA alone by paying for personal health policies with after-tax dollars.

4. Zane’s Defined Contribution Health Benefits software takes less than 5 minutes per month to administer and automatically makes all reimbursements through your client's existing payroll system—there are no additional checks to write or papers to sign.

5. Zane’s Defined Contribution Health Benefits software automates compliance and year-end reporting with IRS, HIPPA, ERISA, ACA and local and state health insurance regulations, including electronic signature collection for participants and the establishment of different classes of benefits for each class of employees.