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Saving Small Businesses and their Employees Billions of Dollars Each Year

In 1999, Paul Zane Pilzer was elated to learn that his wife was pregnant. However, joy quickly turned to panic when his family lost their employer-provided health insurance. What Paul didn’t know, but later learned, is that failed employer-provided health insurance is the number one cause of personal bankruptcy in the United States. Had the Pilzer baby been born prematurely it could have cost upwards of $60,000 per day for neo-natal hospital care. Fortunately, the baby was born healthy, but this and ensuing disappointments with employer-provided health insurance coverage led Paul to seek a solution to this negative consumer experience.  

In 1999, Paul started a company called Extend Health, Inc., to provide large-company employees individual health insurance policies paid for by their employer. Extend Health was acquired by Towers Watson in May 2012 for $435 million cash.

In April, 2006, Paul started ZaneBenefits to affordably provide small and medium-sized employers the ability to give their employees money to purchase their own individual health insurance policies. Today, over 20,000 customers use Zane Benefits' software, services, and support to reimburse individual health insurance plans purchased independent of employment.

Zane Benefits' software has been featured on the front-page of The Wall Street Journal, the USA Today, and The New York Times. This powerful tool stands to help employers provide much better health insurance while saving themselves and their employees billions of dollars each year.