Since health insurance costs are rising in the U.S., many employers are adopting new strategies to provide their employers with health benefits -- one way being account-based health plans (ABHPs). Two common types of ABHPs are Healthcare Reimbursement Plans (HRPs) and Health Reimbursement Arrangements (HRAs). These types of health benefits lower the cost of healthcare without reducing coverage for employees. And although both HRPs and HRAs are commonly used amongst employers, many employers are unsure what the difference is between each plan. To help clear up any confusion, we’ve put together a chart to show you a side-by-side comparison.
Company visions are often overlooked and rarely thought about. Little do small business owners know, their vision has everything to do with their success. If you’re one of the many small business owners who has neglected their company’s vision, don’t worry, you’re not the first. If you want to be successful, you’re going to need a pretty compelling vision to really get your employees’ fire going. In this article, we’ll share a life hack about how to inspire your employees with an awesome company vision. Note: This article is an excerpt from the eBook “7 Life Hacks to Empower Your Small Business.”
Los Lunas Animal Clinic (LLAC) has been under the direction of Donald J. MacDougall DVM since 1987. LLAC strives to provide the very best comprehensive and quality health care possible for all small, large, exotic, and wild animals. The Challenge - Workplace Motivation in a Creative Environment Creativity is ingrained in the workplace culture at the Los Lunas Animal Clinic. It is an integral part of the service they provide. In fact, for Office Manager Linda Dowling, it is her favorite aspect of working at the clinic. LLAC prides itself on not merely operating as a ‘spay and neuter’ clinic. The staff are continually open to taking on new initiatives, including caring for exotic and wild animals. They want to create a fun and interesting workplace for their employees. But even the most interesting business can face struggles. For Linda, employee motivation tops her list.
It’s a small business manager’s nightmare - an employee posts a brand-damaging photo online, and it goes viral. In fact, a growing small business challenge is how to manage employees’ social media use and its potential impact on company brand. One solution is to adopt a social media policy - guidelines for employees on appropriate social media use. But a word for the wise - this is a fine line to walk. Yes, you want to protect your company, however, the policy must not infringe on employees’ rights. So how do you strike a balance? In this article, we’ve outlined why you need a social media policy, best practices, and four HR tips to help you along the way.
As small businesses adopt employer reimbursement for health insurance, they are using Health Reimbursement Plans (HRPs) as a vehicle for tax-free reimbursement. HRPs offer small businesses a way to help employees with the cost of their individual health insurance, and are a powerful tool for recruiting and retaining employees. To comply with new rules and regulations, HRPs are designed to reimburse health insurance premiums and basic preventive care. As such, a common question about employer reimbursement for health insurance is, “What are the preventive care requirements with an HRP?” This article answers this question and provides an overview of the preventive care requirements with HRPs.
When you interview candidates to be a part of your small business, what are some of the things that run through your mind? Do you worry you’ll choose the wrong person? Or that you’ll never find the right person for the job? If you’ve asked yourself these questions, you’re not alone. The truth is, many small business owners are unsure how to interview and choose the correct candidates to help build their business. In the end, choosing the incorrect employee is like taking a step backward. But many companies are extremely successful at hiring, aren’t they? Absolutely. So, why can’t you do the same? You can.
To describe how productivity and achievement have changed through the years, you don’t need to go far. From the revolutionary idea of “6 most important things to do” of 1912 to the end of the Disk Operating System in the mid-90s, these developments signaled a change in the way we achieve. Along with these productivity alterations, experts also offered a variety of solutions. Write down your goals. Get more sleep. Take frequent breaks. Download the latest app. Create an accountability chart. All well-intentioned ideas, yet these productivity strategies merely added to the sense of overwhelm that already existed.
Do employees check Facebook too much at work? Are they using work email for personal business? Are they chatting friends instead of customers? You want to trust your employees, but as small business owners or managers we worry about how technology misuse impacts employee performance and security. In this article, we’ll discuss appropriate ways to keep tabs on employees’ technology use and we’ll outline five HR tips for workplace monitoring and surveillance.
The highest court in the United States, the Supreme Court, hears generally less than 100 cases every term. By the time a case gets to the Supreme Court, it’s been heard by the lower courts several times. In the case of King v. Burwell, it’s no different. But why are so many interested in King v. Burwell? Simply put, the case challenges the availability of tax subsidies for individuals who purchase individual health insurance on a marketplace created by the federal government--as opposed to a state-run marketplace. Obamacare’s future hinges on the outcomes of this case. And recently, oral arguments for King v. Burwell were heard by the Supreme Court. In this ACA series on Obamacare, we’ll go over the arguments which occurred on March 4th, and what they could mean for the millions of Americans with health insurance.
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.