As a small business owner or startup entrepreneur, you and your employees are likely to work long, hard hours to achieve your business goals. Employees at small and medium-sized may be required to wear a lot of different hats in order to ensure that the business runs efficiently. In today’s fast-paced culture, it is easy for employees to overwork themselves into apathy. In order for your business to keep running efficiently, it is vital to recognize and combat employee burnout.
A recent report published by the American Institutes for Research (AIR) revealed a wide gap in American’s basic knowledge about health insurance. Americans are overall moderately to very confident in their ability to select and use a health plan that best fits their family; however, when they were tested on their health insurance literacy, the results did not live up to the confidence they exhibited. Here is an overview of the AIR’s recent issue brief, A Little Knowledge Is a Risky Thing: Wide Gap in What People Think They Know About Health Insurance and What They Actually Know. Background on the Report The issue brief was based on results from the American Institutes for Research Health Insurance Literacy Survey. The survey sampled 828 people ages 22 through 64 who were uninsured, privately insured, or insured through Medicaid. The survey was used to validate the American Institute for Research’s Health Insurance Literacy Measure (HILM), which consists of 21 questions assessing self-confidence and the behaviors associated with choosing and using health insurance. The HILM was validated with 18 objective, multiple choice questions designed to assess actual understanding of health insurance terms and concepts.
With open enrollment coming up, many small and medium-sized businesses are contemplating moving their employees to the individual health insurance market. A common question many of these business owners ask is "does reimbursing our employees' individual health insurance premiums disqualify them from receiving premium tax credits?" The answer is no.
What is the most off-the-wall interview question you’ve ever asked, or been asked? Each year, Glassdoor compiles a list of the Top 25 Oddball Interview Questions. Some of the questions, and answers, might surprise you.
Sam’s Club announced that it is opening a private health insurance exchange for its members. The press release from the retailer announced that Sam’s Club will be partnering with Aetna to open an exchange geared toward small business owners who are struggling to find affordable healthcare for their employees.
This article answers the top five accounting questions on reimbursing employees' individual health insurance premiums, including how to track liability, minimize exposure, and administer the health benefits.
If your small business or startup company has decided to hire an employee, you may already have an idea of who you are looking for and what interview questions you will ask. Although many small business owners, hiring managers, and startup entrepreneurs go into the interview setting thinking they hold all the power, this can be a vital mistake. The job market may be competitive, but so is the competition among employers competing for top talent. This is especially true for small businesses and startups who are competing with larger, corporate companies who have lots of experience recruiting and interviewing employees.
There are a lot of health insurance terms that consumers should understand before purchasing health insurance coverage, such as copay, coinsurance, and deductible. In the past, research shows that many consumers do not understand these health insurance basics.
Open enrollment 2015 is just a few weeks away. The time is coming for employees and clients to sign up for individual health insurance through the health insurance Marketplaces. This year, many Americans will be purchasing health insurance for the first time or switching their coverage from last year. Here is a quick checklist to share with employees and clients on efficiently signing up for individual coverage through the health insurance Marketplaces.
Open enrollment 2015 is approaching quickly. Many uninsured Americans will be purchasing their own health insurance for the first time. In addition, many consumers who enrolled last year will be looking to switch plans. Some consumers will research their plan options while other will select blindly based upon sticker price.
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.