Currently, employer-sponsored health insurance is the foundation of America's health insurance system. The Affordable Care Act (ACA) has introduced new changes that greatly benefit the individual, consumer-driven health insurance market. Now, having health insurance is no longer contingent on employment.
As a small business owner, you likely have questions about how the ACA impacts your business. Small business owners need to understand their options under the ACA. Savvy employers are using the advantages of the ACA to offer better, more affordable employee health benefits.
Fewer than 50 percent of small businesses offer employee health insurance, largely because of the cost. That's over 2.3 million small businesses that don't offer insurance. Due to the exponential rise in group health insurance premiums, businesses are seeking alternatives. The prevailing alternative is to reimburse employees for individual health insurance.
One of the most important issues on the mind of business owners is the Affordable Care Act and its Employer Shared Responsibility provision. This article answers the top four small business questions about the Employer Shared Responsibility (ESR) provision.
The ACA introduced new changes that greatly benefit individuals and individual health insurance. These ACA changes make individual health insurance a better and more affordable way to insure yourself, your family, and your employees.
With open enrollment 2015 fast approaching, health insurance brokers and agents are preparing for one of the busiest times of the year. Here are five tips from Mercer for brokers to ensure a positive and successful open enrollment season.
Over 300,000 individuals who received health insurance coverage through the Marketplace are at risk of having their coverage cancelled if they do not send the necessary documentation to verify their citizenship, according to a press release by the Centers for Medicare & Medicaid Services.
The Affordable Care Act (ACA) was signed into law in 2010, and represents one of the biggest changes to health insurance for both employers and employees.The ACA introduced new changes that greatly benefit individuals and individual health insurance by making it more affordable and accessible than ever.
As micro businesses set up shop and grow their business, they often look for tax-free ways to pay for health insurance. The most popular route is to set up a tax-preferred premium reimbursement program to reimburse themselves and employees tax-free for individual health insurance.
Medical Insurance Reimbursement Plans are gaining popularity with small and medium-sized businesses as a more affordable option for offering healthcare benefits. Employers can save 20 to 60 percent on healthcare costs by reimbursing employees for medical insurance premiums rather than contributing to a group health insurance plan.
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.