If you are looking for help understanding the Affordable Care Act (ACA), the plethora of information available online can feel overwhelming. To help make getting assistance easier, we've compiled ten ACA resources to help you get the answers you need.
Every day I hear small business owners, entrepreneurs, and free-lancers ask, "are health insurance premiums tax deductible?" The rules about when health insurance premiums are tax deductible can be confusing. Whether you are an individual, self-employed worker, or small business owner, here is a simple breakdown about when health insurance premiums are tax deductible.
Savvy small business owners have their ears to the ground about employee benefit trends and opportunities, and now is the time of year when predictions about 2015 are circulating. While no one has a crystal ball, many signs say the next big thing in health benefits is individual health insurance reimbursement. Here's why.
In the past, Health Reimbursement Arrangements (HRAs) were a popular vehicle used by small businesses to reimburse employees tax-free for individual health insurance premiums and out-of-pocket medical expenses. However, health reform brought sweeping changes to the health insurance industry, including how employers can use HRAs.
As a small business owner comparing health insurance options, you may be wondering how much ObamaCare premiums cost. In 2014, the average ObamaCare premium cost $346/month before federal subsidies, and $82/month if you received federal subsides. Of course, what you and your employees will pay for coverage depends on a few factors. Here's a look at the cost of individual health insurance through the ObamaCare Marketplaces.
Small businesses in the U.S. are a substantial part of our economy, creating 75% of all jobs and employing over 60 million people. And yet, 22.3 million people who work for small businesses or are self-employed are uninsured, making up half of all uninsured Americans. While the current state of small business healthcare is bleak, there is a silver lining - individual health insurance reimbursement.
The second year of the Affordable Care Act (ACA) open enrollment is underway. Since the Marketplaces opened for enrollment on November 15th, it's been relatively smooth. This is a big change from the rocky roll out of the Marketplaces last year. So, what's been happening with the ACA open enrollment this year? Here is an update on open enrollment, three weeks in.
As more and more employees enroll in health plans through the Health Insurance Marketplaces, it is common for small business owners, CEOs, and HR professionals to ask, "can we help employees with the the cost of their Marketplace health plans?"
Health insurance can be expensive, but if you don't have health insurance you have to pay a penalty. So, how can you or your employees get help paying for health insurance? Luckily, there are now four ways to get help paying for health insurance.
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.