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Health Insurance Agents are Paid Translators of a Foreign Language

A good friend of mine (Konrad) just won the ACC Wrestling Championships for the second year in a row and it got me thinking.  Konrad is from Poland and has wrestled for the Polish Olympic Team in years past.  When I was a senior and Konrad was a freshman, he invited me to join him in Poland for a few weeks to train with his Olympic team.  Anyway, the trip was great, I got tossed around by really tough polish men, and I've never been so sore in my life.  However, my inadequate wrestling skills are not the point of the story.  

Because the Polish wrestlers spoke zero English, I relied on Konrad for an English translation of every word.  Anytime a Polish person spoke, I would turn my head to look at Konrad and he would reluctantly repeat the words in English.   At the end of the trip, he pretty much wanted to kill me.  I can't really blame him.  For three weeks, he had to act as a personal translator for me -- for free!

Like Konrad, a health insurance agent's job is to translate a foreign language to a non-speaking consumer.   The language is health insurance and includes words like "deductible", "co-pay", "network" and "out-of-pocket maximum".  If Americans did not need a translator, they would buy health insurance similar to the way they go buy a new television:  they would go to all the different stores and buy the policy that best fits their needs.

Does this mean that the best insurance agent is the best translator?

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Clarifying Health is a blog about health insurance, health benefits, and everything else related to how Americans pay for medical expenses.

If you have any tips or suggestions for this blog, send an email to blog@ZaneBenefits.com and let us know. We always appreciate feedback

We also run a company called Zane Benefits where we're doing everything we can to help America out of the current healthcare mess.

If you want to learn more about how Zane Benefits helps companies with their benefits, or you're interested in working with us, visit the Zane Benefits website.
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