The IRS can help with your health insurance premiums.This year, many companies are increasing employee contributions for (or even dropping) group health insurance coverage, forcing employees to pay up to 100% of their health insurance costs on the individual market.

The below content should not be taken as legal or tax advice. It is meant to be taken as humor.

Last week, we talked about Health Care Reform's Individual Mandate and what happens if you fail to purchase health insurance in 2014 and beyond.  

The Health Care Reform bill requires certain individuals to purchase health insurance, else pay a tax penalty:

1. The penalties for not buying health insurance (the "Individual Mandate") 
2. The penalties for not offering "affordable" and "qualified" health insurance (the "Employer Mandate")
3. How the state health insurance exchanges work (the "Health Insurance Exchanges")
4. The government subsidies for individual health insurance purchased by people with low and moderate incomes (the "Individual Subsidies")

HRAs, POPs and tax free individual health insurance are 100% allowed in Florida if administered the correct way.

HRAs, POPs and tax free individual health insurance are 100% allowed in Nebraska if administered the correct way.

The 2011 Health Savings Account (HSA) guidelines will remain unchanged from 2010.