Health Care Reform, Insurance and Employee Benefits

Everything you need to know about health insurance

Large Employers Are Switching to Defined Contribution Health Plans

Note: This should not be taken as tax or legal advice

Many large employers are terminating traditional defined benefit retiree plans in favor of a defined contribution approach utilizing the individual market and Medicare.  

This approach relies on health reimbursement arrangements (HRAs), which retirees can use to pay for health care expenses and Medicare Part B and Part D premiums

The following companies (among others) have already decided to make the switch:
Click the above links for details on each company's decision.

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Who we are...
Clarifying Health is a blog about health insurance, health benefits, and everything else related to how Americans pay for medical expenses.

If you have any tips or suggestions for this blog, send an email to blog@ZaneBenefits.com and let us know. We always appreciate feedback

We also run a company called Zane Benefits where we're doing everything we can to help America out of the current healthcare mess.

If you want to learn more about how Zane Benefits helps companies with their benefits, or you're interested in working with us, visit the Zane Benefits website.
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