Health Care Reform, Insurance and Employee Benefits

Everything you need to know about health insurance

States with Health Insurance Risk Pools

Note: None of this should be taken as tax or legal advice.

The following states offer their citizens with pre-existing medical conditions the ability to purchase individual health insurance through a state insurance risk pool.


State State Risk Pool
Alabama AHIP
Alaska ACHIA
Arizona N/A
Arkansas CHIP
California MRMIP
Colorado CoverColorado
Connecticut HRACT
Delaware N/A
D.C. N/A
Florida N/A
Georgia N/A
Hawaii N/A
Idaho N/A
Illinois ICHIP
Indiana ICHIA
Iowa HIPIOWA
Kansas KHIA
Kentucky Kentucky Access
Louisiana LHP
Maine N/A
Maryland MHIP
Massachusetts N/A
Michigan N/A
Minnesota MCHA
Mississippi MCHIRPA
Missouri MHIP
Montana MCHA
Nebraska NECHIP
Nevada N/A
New Hampshire NHHP
New Jersey N/A
New Mexico NMMIP
New York N/A
North Carolina Inclusive Health
North Dakota CHAND
Ohio N/A
Oklahoma OKHRP
Oregon OMIP
Pennsylvania N/A
Rhode Island N/A
South Carolina SCHIP
South Dakota SDRP
Tennessee AccessTN
Texas TXHIP
Utah HIPUtah
Vermont N/A
Virginia N/A
Washington WSHIP
West Virginia AccessWV
Wisconsin HIRSP
Wyoming WHIP
                                           

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Who we are...
Clarifying Health is a blog about health insurance, health benefits, and everything else related to how Americans pay for medical expenses.

If you have any tips or suggestions for this blog, send an email to blog@ZaneBenefits.com and let us know. We always appreciate feedback

We also run a company called Zane Benefits where we're doing everything we can to help America out of the current healthcare mess.

If you want to learn more about how Zane Benefits helps companies with their benefits, or you're interested in working with us, visit the Zane Benefits website.
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