Health Care Reform, Insurance and Employee Benefits

Everything you need to know about health insurance

2011 Health Savings Account (HSA) Guidelines

Note: None of this should be taken as legal or tax advice


The 2011 Health Savings Account (HSA) guidelines will remain unchanged from 2010.

High Deductible Health Plan (HSA Qualified)

In 2011, a “high deductible health plan” will be defined as a health plan with an annual deductible at least $1,200 for self-only coverage or $2,400 for family coverage, and the
annual out-of-pocket expenses (deductibles, co-payments, and other amounts, but not premiums) do not exceed $5,950 for self-only coverage or $11,900 for family coverage.

2011 Annual HSA Contribution Limits
  • $3,050 for an individual with self-only coverage
  • $6,150 for an individual with family coverage

For more information, please see IRS document Rev. Proc. 2010-22.




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Clarifying Health is a blog about health insurance, health benefits, and everything else related to how Americans pay for medical expenses.

If you have any tips or suggestions for this blog, send an email to blog@ZaneBenefits.com and let us know. We always appreciate feedback

We also run a company called Zane Benefits where we're doing everything we can to help America out of the current healthcare mess.

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