Note:  None of this should be taken as legal or tax advice. 

In my previous post, I wrote about the 1996 HIPAA legislation and its requirement that states offer guaranteed-issue health insurance to all of its HIPAA-eligible residents.  I also mentioned that 40 states go far and above what HIPAA mandates.  These states offer forms of guaranteed issue individual health insurance (e.g. risk pools) to their medically uninsurable residents, regardless of the HIPAA requirements.
 

Health insurance sold on a guaranteed issue basis cannot reject applicants based on health or risk status. In a few states (e.g. New Jersey) all individual market insurers must guarantee issue all individual plans. In others states guaranteed issue requirements are much less restrictive.

If you have questions, please comment.

State	> HIPAA?	Risk Pool	Notes
Alabama	No	AHIP
Alaska	Yes	ACHIA
Arizona	No	N/A
Arkansas	Yes	CHIP
California	Yes	MRMIP
Colorado	Yes	CoverColorado
Connecticut	Yes	HRACT
Delaware	No	N/A
D.C.	No	N/A
Florida	Yes	N/A	Eligible individuals, who are uninsured for 6 months, can buy a guaranteed issue limited benefit policy through the Cover Florida Health Care Program
Georgia	No	N/A
Hawaii	No	N/A
Idaho	Yes	N/A	Individual market insurers must guarantee issue standardized policies to the medically uninsurable.  These policies are called High Risk Pool Policies.
Illinois	Yes	ICHIP
Indiana	Yes	ICHIA
Iowa	Yes	HIPIOWA
Kansas	Yes	KHIA
Kentucky	Yes	Kentucky Access
Louisiana	Yes	LHP
Maine	Yes	N/A	All Insurers must Guaranteed Issue all products
Maryland	Yes	MHIP
Massachusetts	Yes	N/A	All Insurers must Guaranteed Issue all products
Michigan	Yes	N/A	BCBS of Michigan is Insurer of last resort
Minnesota	Yes	MCHA
Mississippi	Yes	MCHIRPA
Missouri	Yes	MHIP
Montana	Yes	MCHA
Nebraska	Yes	NECHIP
Nevada	No	N/A
New Hampshire	Yes	NHHP
New Jersey	Yes	N/A	All Insurers must Guaranteed Issue all products
New Mexico	Yes	NMMIP
New York	Yes	N/A	All Insurers must Guaranteed Issue all products
North Carolina	Yes	Inclusive Health
North Dakota	Yes	CHAND
Ohio	Yes	N/A	Individual Market Insurers must guarantee issue standardized policies on a periodic basis.
Oklahoma	Yes	OKHRP
Oregon	Yes	OMIP	Individual Market Insurers must guaranteed issue portability policies to individuals with 6 months creditable coverage
Pennsylvania	No	N/A
Rhode Island	Yes	N/A	Individual market insurers must guarantee issue all products with 12 months of creditable coverage, provided that the applicant is not eligible for alternative group coverage, Medicare or any other state insurance plan
South Carolina	Yes	SCHIP
South Dakota	Yes	SDRP
Tennessee	Yes	AccessTN
Texas	Yes	TXHIP
Utah	Yes	HIPUtah
Vermont	Yes	N/A	All Insurers must Guaranteed Issue all products
Virginia	No	N/A
Washington	Yes	WSHIP
West Virginia	Yes	AccessWV
Wisconsin	Yes	HIRSP
Wyoming	Yes	WHIP