Health Care Reform, Insurance and Employee Benefits

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New reform plan: make everyone go on a diet

You've probably been hearing a lot about how Obama wants to lower the cost of medical care.  No one has any idea how he plans on doing that, but one likely plan is by taking advantage of the growing Wellness industry.

If you don't know what Wellness is, here's the short explanation: Doctors and hospitals spend almost all of their time trying to fix sick people.  Wellness programs attempt to prevent people from getting sick in the first place.

These numbers from Congress say that America spent $147 billion on obesity related healthcare in 2008.  That's a whole lot of money.  Rather than treating this obesity, a Wellness program would offer incentives for living a healthy lifestyle so that fewer Americans suffer from obesity to begin with.

So the question is, could there be a government run Wellness program?

There are two ways to encourage people to live healthier lifestyles.  One is rewarding good behavior (losing weight, quiting smoking, etc.).  The other is punishing bad behavior (taxing overweight people for example).

I was talking about this with a doctor that works with a Wellness company and he gave his opinion on what public opinion would allow.  He basically said that people will accept rewarding good behavior, but they'll call it discrimination if you punish bad behavior.

So what do you think?

I personally think that a government Wellness program could be an effective way to cut costs and it could lead to better overall health in this country (sounds like a win/win).  I don't think that it's fair to punish people for being obese or smoking (this being a free country and all) but I think it's certainly fair to withhold government money if you live an unhealthy lifestyle.

For example, if I can afford my own healthcare costs and I don't rely on the government, it's entirely up to me if I want to smoke.  However, if taxpayers are footing my medical bills, it's not entirely up to me anymore.  As soon as I accept help from the government, I should be subject to Wellness penalties.

Let me know what you think.

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Clarifying Health is a blog about health insurance, health benefits, and everything else related to how Americans pay for medical expenses.

If you have any tips or suggestions for this blog, send an email to blog@ZaneBenefits.com and let us know. We always appreciate feedback

We also run a company called Zane Benefits where we're doing everything we can to help America out of the current healthcare mess.

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