The Internal Revenue Service (IRS) has issued proposed regulations on determining the minimum value rules under the Affordable Care Act (ACA). These rules provide guidance for applicable large employers on whether your employer-sponsored health insurance provides minimum value for the purposes of the employer shared responsibility (ESR). This article contains information for employers on determining whether or not your health insurance plan meets the guidelines for determining minimum value.
Many small employers and nonprofit organizations are looking for alternatives to traditional group health insurance. One of the most popular health insurance alternatives small and medium-sized business owners are investing in is reimbursing employees' individual health insurance premiums with a premium reimbursement plan.
Open enrollment for individual health insurance coverage for 2015 is coming up in less than two months. Many of the Marketplaces are releasing their approved individual healthcare plan rates for 2015. This article provides an overview of health insurance rates in Montana for 2015.
Although many employees may be more familiar with traditional, group health insurance, there are many benefits to individual health insurance that makes employees happier. This article provides the top three reasons why employees are happier with individual health insurance rather than group health insurance, and why businesses are reimbursing their employees individual health insurance with a premium reimbursement plan.
Changes due to the Affordable Care Act (ACA) and more specifically, the individual shared responsibility provision led to a significant drop in the number of uninsured Americans in 2014. This is especially true for young Americans, according to the National Health Interview Survey Early Release Program.
Open enrollment for individual health insurance coverage for 2015 is coming up in quickly. Many of the Marketplaces are releasing their approved individual healthcare plan rates for 2015. This article provides an overview of health insurance rates in Ohio for 2015.
Last month, the Centers for Medicare and Medicaid Services (CMS) announced that over 300,000 individuals who received health insurance coverage through the Marketplace were at risk of having their coverage cancelled. Those individuals were given a deadline of September 5, 2014 to submit documentation to verify their citizenship. Now, approximately 297,000 households have income data-matching issues that need to be resolved by September 30, 2014, according to the latest news release by CMS.
The Affordable Care Act (ACA) has impacted many areas of healthcare and health insurance. As such, the rules for account-based health plans, including health savings accounts (HSAs) have changed. This article discusses how healthcare reform and the ACA have impacted HSAs.
With open enrollment for health insurance coverage for 2015 right around the corner, many of the Marketplaces are releasing their approved individual health insurance rates for 2015. This article provides an overview of health insurance rates in Delaware in 2015.
The health insurance market is undergoing a dramatic transformation. As health insurance professionals learn to navigate this “new normal,” the ones who adapt will thrive. This article contains information on the future of health insurance in the U.S., why premium reimbursement is leading the way, and how premium reimbursement helps insurance professionals adapt and thrive in a changing market.
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.