Since it was enacted, the Affordable Care Act has brought about many changes to the health insurance market. Medicaid expansion and premium tax credits have helped millions of Americans gain health insurance coverage. The Urban Institute Health Policy Center recently released a report outlining how the ACA’s Medicaid and Marketplace provisions have affected the amount of insured Americans. Background on the Analysis The Urban Institute Health Policy Center’s Health Reform Monitoring Survey analyzed the comparison of uninsurance rates for non-elderly adults (age 18 to 64) through the second quarter of 2014 to data collected during 2013. The focus was on examining changes in health insurance coverage.
With open enrollment for health insurance coverage for 2015 right around the corner, many of the Marketplaces are releasing their approved individual and small employer health plan rates for 2015. This article provides an overview of health insurance rates for Michigan in 2015.
When the Affordable Care Act (ACA) was enacted, it introduced the individual shared responsibility. This is the provision of the ACA that requires Americans to be enrolled in a health insurance plan or pay a fee at the end of the tax year. Yesterday, Centers for Medicare and Medicaid Services Administrator, Marilyn Tavenner, released the first ACA enrollment update since May. While the Congressional Budget Office had a more modest estimate of Marketplace enrollees for 2014, Tavenner’s update proved otherwise.
At renewal time this year, many small businesses will face sticker shock at the new rate hikes for group health insurance in 2015. Many small businesses are seeking cost-mitigation strategies to deal with the premium increases this year. A popular solution among small and medium-sized businesses is switching employees to individual health insurance and reimbursing them for their premiums.
With open enrollment for health insurance coverage for 2015 right around the corner, many of the Marketplaces are releasing their approved individual and small employer health plan rates for 2015. This article provides an overview of health insurance rates in Utah in 2015.
The Internal Revenue Service (IRS) has issued proposed regulations on determining the minimum value rules under the Affordable Care Act (ACA). These rules provide guidance for applicable large employers on whether your employer-sponsored health insurance provides minimum value for the purposes of the employer shared responsibility (ESR). This article contains information for employers on determining whether or not your health insurance plan meets the guidelines for determining minimum value.
Many small employers and nonprofit organizations are looking for alternatives to traditional group health insurance. One of the most popular health insurance alternatives small and medium-sized business owners are investing in is reimbursing employees' individual health insurance premiums with a premium reimbursement plan.
Open enrollment for individual health insurance coverage for 2015 is coming up in less than two months. Many of the Marketplaces are releasing their approved individual healthcare plan rates for 2015. This article provides an overview of health insurance rates in Montana for 2015.
Although many employees may be more familiar with traditional, group health insurance, there are many benefits to individual health insurance that makes employees happier. This article provides the top three reasons why employees are happier with individual health insurance rather than group health insurance, and why businesses are reimbursing their employees individual health insurance with a premium reimbursement plan.
Changes due to the Affordable Care Act (ACA) and more specifically, the individual shared responsibility provision led to a significant drop in the number of uninsured Americans in 2014. This is especially true for young Americans, according to the National Health Interview Survey Early Release Program.
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.