According a survey by Korn Ferry, 57 percent of employees say they are looking for a better job outside of their current company--that’s a hard pill to swallow, isn’t it? Employee dissatisfaction is a widespread problem, but it doesn’t have to be for your company. Of the factors influencing job satisfaction, the perks that you offer your employees and the positive culture you create for them will be some of the most influential.
As the Affordable Care Act (ACA) begins its second enrollment season, the Congressional Budget Office has projected that over twice as many Americans will enroll in coverage as did last year. In 2013, the CBO estimated that 6 million Americans would purchase individual policies, with over 8 million enrolling. This year, the CBO has adjusted those numbers upward, predicting that 13 million Americans will enroll.
Individual health insurance is now better for individuals, families, and businesses. In this new Zane Benefits Whiteboard Session, J.D. Cleary outlines the ten reasons why individual health insurance is better than group health insurance.
Now that the Affordable Care Act (ACA) has been in full swing for a year, the biggest question is how will the premium costs compare to last year? A recent Kaiser Family Foundation (KFF) analysis helps answer that question. The answer? It depends a lot on what part of the country you live in.
It's health insurance enrollment time and your employer is likely to make changes to your employer-sponsored coverage. That's because every year employers must re-evaluate their health insurance offerings and make difficult decisions about coverage levels and costs. As a smart consumer, pay attention to the information provided at the benefits meetings, and ask these questions about your healthcare coverage (hint - the last question will probably surprise you).
Enrollment season is upon us and HR professionals, benefits managers, and small business owners everywhere are tasked with helping employees understand their health benefits. While it’s a busy time of year, don’t skip over this opportunity to help employees understand their health benefits.
Now more than ever, people are buying individual health insurance. In fact, it is expected that 31 million Americans will be individual health insurance policy holders by 2020. And with the recent opening of the Health Insurance Marketplaces, it’s important to understand that individual health insurance doesn’t have to be complicated for you or your employees.
We’ve released our book The End of Employer-Provided Health Insurance, which discusses the obvious solution to our nation’s employer health insurance woes - employer-funded individual health insurance. The book is available via all major retailers including Amazon.com and BarnesandNoble.com. This article is part of an on-going series of articles on The 10 Reasons Group Health Insurance is Bad for You, Your Family and Your Company. The seventh reason group health insurance is bad for you, your family, and your company is because it is unstable -- your cost could double to due to one employee with a million-dollar claim.
Under the Affordable Care Act, small businesses (<50 employees) aren't required to offer health insurance, but most want to. And, there are new advantages of individual health insurance such as the premium tax credits and guaranteed-issue coverage. All of these factors leave small business owners looking to invest their health benefit dollars in individual health insurance reimbursement.
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.