The Affordable Care Act (ACA) requires CPAs, Tax Advisors, and Accountants to be experts on the key provisions of health care reform. As a result, CPA's are becoming one of the "go-to" professionals for health insurance decisions.
If you're one of the thousands of small businesses who had their stand-alone Health Reimbursement Arrangement (HRA) canceled due to the Affordable Care Act, you might be wondering about options. This article looks at three HRA-like options for small businesses facing a stand-alone HRA cancellation.
As of January 1, 2014, households with income between 100% and 400% of the Federal Poverty Level (FPL) who purchase coverage through a state health insurance marketplace may be eligible for a federal premium tax subsidy to cap the cost of their premium.
One of the purposes of the health insurance exchanges created by the Affordable Care Act is to create competition in the individual health insurance market, increase cost transparency, and drive down prices. Now that the public individual health insurance exchanges are up and running, how competitive are they?
The Obama administration announced yesterday that 8 million Americans enrolled in coverage through the Affordable Care Act (ACA) individual health insurance marketplaces. Another 3 million Americans have signed up for Medicaid, while 5 million have signed up for non-exchange health plans.
Defined contribution health plans are becoming more and more popular. A recent study found that 47% of employers are moving to defined contribution, with another quarter of employers considering it. As your company or client considers this approach, the most common question is "how does it work?". Here is a simple overview - the nuts and bolts - about how "pure" defined contribution health plans work.
Health care reform is accelerating the move to defined contribution health models. Employers are rethinking not if they will offer health benefits - but how. Employers are moving to defined contribution health models because employees have more choice over health plans and employers have more control over the cost.
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.