Should we play or pay? Employers with over 100 full-time equivalent (FTE) employees are trying to figure out how to deal with the Affordable Care Act's "Employer Shared Responsibility Provision" which requires applicable large employers to either offer health insurance in 2015, or else pay a tax penalty. The Employer Shared Responsibility Provision goes into effect in 2015 for employers with 100+ employees, and goes into effect in 2016 for employers with 50-99 employees.
Even though small businesses are not required to offer health insurance to their employees under the Affordable Care Act (ACA), many still want to provide affordable health insurance to recruit and retain key employees. This article answers five frequently asked questions on health insurance for small businesses.
With the cost of group health insurance on the rise, many employers are focused on cutting the cost of healthcare benefits. An overwhelming trend in controlling healthcare costs is to shift the costs to the employees.
With open enrollment 2015 for individual health insurance coming up in November, employees and clients are worried about the cost of health insurance, the number of uninsured, and Marketplace glitches. This is according to a new survey by Bankrate.com.
The Affordable Care Act (ACA) designed the Small Business Health Options Program (SHOP Marketplace) to provide small businesses with more choices for their healthcare plan. The roll-out of the SHOP Marketplace, however, has faced its share of obstacles, changes, and delays. The SHOP Marketplace still isn’t working for small businesses.
Selecting the right type of medical insurance for your needs is vital. One of the main challenges when shopping for a new medical insurance plan is understanding the different terms and acronyms associated with these plans. There are many different types of medical insurance out there; this article will explain your options.
The Affordable Care Act (ACA) introduced new changes that greatly benefit individuals and individual health insurance. There are four key things all small business owners and their employees need to know about how the ACA impacts individuals and families.
Small businesses are facing double-digit premium increases at renewal time this year. This is especially true for small businesses who renewed early last year to avoid premium increases due to the Affordable Care Act.
Currently, employer-sponsored health insurance is the foundation of America's health insurance system. The Affordable Care Act (ACA) has introduced new changes that greatly benefit the individual, consumer-driven health insurance market. Now, having health insurance is no longer contingent on employment.
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.