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By creating a free affiliate account, you can
offer employers these four new products:
ZaneHRA:
"A Defined Contribution Health Plan"
ZaneHRA works best for companies that want to offer health benefits, but cannot offer group health
insurance due to high cost or participation requirements.
With ZaneHRA, employers offer a defined contribution health plan in which they make available monthly contributions ("allowances") that employees choose how to spend. Employees can use their monthly "ZaneHRA Allowance" to reimburse their individual health insurance costs and eligible medical expenses 100% tax free. Features include online sign-up, IRS/HIPAA/ERISA compliant software platform, electronic plan documents, and integration with any payroll system.
ZanePOP:
"A Premium-Only-Plan for Individual Health Insurance"
ZanePOP works best for companies that do not offer health insurance or have employees who are not
eligible for a group health insurance plan.
With ZanePOP, employers allow employees to reimburse themselves for individual health insurance costs using pre-tax salary. Employees typically save 20-40% in taxes on their insurance premiums. Employers save an additional 7.65% in FICA taxes on all reimbursements. Features include online sign-up, IRS/HIPAA/ERISA compliant software platform, electronic plan documents, and integration with any payroll system.
GroupHRA:
"Raise the deductible on the group plan and self-insure the increase"
GroupHRA works best for companies that offer group health insurance and want to save money without
canceling (or reducing) employee coverage.
With GroupHRA, employers reduce the premium on their current group policy by increasing employee exposure (e.g. raising the deductible). Then, they use GroupHRA to cover the employees increased exposure (e.g. increased deductible) with tax free defined contributions. Features include typical net savings of 20-40% with no reduction in benefits, electronic plan documents and integration with any payroll system.
Zane System:
"100% Tax Free Individual Health Insurance"
The Zane System allows an employer to offer ZaneHRA and ZanePOP simultaneously at discounted rates.
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Ready to get started?
Create your free account now, and you’ll also get access to:
If you represent an insurance agency and want to offer these tools to all of your
agents, click here to contact an Agency Manager.
Request more information
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Ready to get started?
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Your affiliate account will also include customized marketing brochures, weekly training
webinars, a personal sales website, free education material, and more.
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