Grow your business

Offer three new Products:

GroupHRA allows employers to save on their current group policy, by raising the annual deductible. Then, they choose a monthly or annual allowance to contribute to the expenses each employee incurs because of their higher deductible. Features include typical net saving of 20%-40% with no reduction in benefits and integration with any payroll system.
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ZaneHRA allows employers to offer full health benefits without a group health insurance policy. With ZaneHRA, employers choose a monthly allowance to contribute to each employee’s healthcare. Employees purchase individual health insurance policies and get reimbursed tax-free. Features include typical net savings of 30%-50% with no reduction in benefits and integration with any payroll system.
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ZanePOP allows employees to re-direct any amount of their pre-tax salary for health insurance, and receive this amount tax-free on their payroll to pay for an individual or family health policy. Employees typically save 20%-40% on their premium. Features include employer savings of 7.65% in FICA savings with increased employee benefits and integration with any payroll system.
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Your clients open a ZaneHRA, GroupHRA, or ZanePOP plan completely online—guided by you or a Zane specialist. There is no paperwork--all plan documents are electronic and your employees enroll online.

Employees request reimbursements online or via paper. We process online requests within hours. Employers receive a notification via email each pay period adding employee reimbursements to your payroll tax-free. Direct deposit and check reimbursements are also available.

Zane Benefits, Inc. is a leading provider of Consumer Directed and Defined Contribution employer programs and tools to U.S. employers and their employees. The company is best known for its ZaneHRA platform where employers open and manage their HRA completely online, electronically enroll participants and print welcome kits, and monitor expenses and reimbursements in real-time.

Zane Benefits does not sell health insurance. Its products and services enable employers and other distributors of health insurance to offer employees consumer driven health plans.

Economist Paul Zane Pilzer is the founder of Zane Benefits, a former Vice President of Citibank and the founder of five companies. He is a former commentator on CNN and NPR and was an Adjunct Professor at New York University from 1979-2000. He holds a BA from Lehigh University and an MBA from The Wharton School, University of Pennsylvania.

Zane Benefits products and services are distributed in all 50 states by leading employers, consultants, agents, general agencies, payroll providers and PEOS.

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The Zane Benefits Agency program sets us apart from other agents and agencies. Their unique software system is painless for the employer and easy to explain to employees. The online agency account provides us with valuable marketing, sales and education tools and gives our agency access to critical employer and employee account information in real-time. The Zane Benefits’ program has increased our sales and helped to increase the professionalism of our organization.

Robert D. Larsen
National Benefits Director
Genesis Health One
Lafayette, CO