Offer New Solutions to your Clients

Keep your existing clients and attract new ones by offering defined
contribution plans that help pay for individual and group insurance

By creating a free affiliate account, you can
offer employers these four new products:

ZaneHRA:

"A Defined Contribution Health Plan"

ZaneHRA works best for companies that want to offer health benefits, but cannot offer group health insurance due to high cost or participation requirements.

With ZaneHRA, employers offer a defined contribution health plan in which they make available monthly contributions ("allowances") that employees choose how to spend. Employees can use their monthly "ZaneHRA Allowance" to reimburse their individual health insurance costs and eligible medical expenses 100% tax free. Features include online sign-up, IRS/HIPAA/ERISA compliant software platform, electronic plan documents, and integration with any payroll system.

Watch a video overview of ZaneHRA Download a brochure

ZanePOP:

"A Premium-Only-Plan for Individual Health Insurance"

ZanePOP works best for companies that do not offer health insurance or have employees who are not eligible for a group health insurance plan.

With ZanePOP, employers allow employees to reimburse themselves for individual health insurance costs using pre-tax salary. Employees typically save 20-40% in taxes on their insurance premiums. Employers save an additional 7.65% in FICA taxes on all reimbursements. Features include online sign-up, IRS/HIPAA/ERISA compliant software platform, electronic plan documents, and integration with any payroll system.

Watch a video overview of ZanePOP Download a brochure

GroupHRA:

"Raise the deductible on the group plan and self-insure the increase"

GroupHRA works best for companies that offer group health insurance and want to save money without canceling (or reducing) employee coverage.

With GroupHRA, employers reduce the premium on their current group policy by increasing employee exposure (e.g. raising the deductible). Then, they use GroupHRA to cover the employees increased exposure (e.g. increased deductible) with tax free defined contributions. Features include typical net savings of 20-40% with no reduction in benefits, electronic plan documents and integration with any payroll system.

Download a brochure

Zane System:

"100% Tax Free Individual Health Insurance"

The Zane System allows an employer to offer ZaneHRA and ZanePOP simultaneously at discounted rates.

Download a brochure

Ready to get started?

Create your free account now, and you’ll also get access to:

Customized marketing brochures
Free weekly training webinars
Personal sales website
Free education material

If you represent an insurance agency and want to offer these tools to all of your agents, click here to contact an Agency Manager.

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Ready to get started?

Your affiliate account will also include customized marketing brochures, weekly training webinars, a personal sales website, free education material, and more.

About Zane Benefits

Zane Benefits, Inc. is a leading provider of Consumer Directed and Defined Contribution employer programs and tools to U.S. employers and their employees. The company is best known for its ZaneHRA platform where employers open and manage their HRA completely online, electronically enroll participants and print welcome kits, and monitor expenses and reimbursements in real-time.

Zane Benefits does not sell health insurance. Its products and services enable employers and other distributors of health insurance to offer employees consumer driven health plans.

Economist Paul Zane Pilzer is the founder of Zane Benefits, a former Vice President of Citibank and the founder of five companies. He is a former commentator on CNN and NPR and was an Adjunct Professor at New York University from 1979-2000. He holds a BA from Lehigh University and an MBA from The Wharton School, University of Pennsylvania.

Zane Benefits products and services are distributed in all 50 states by leading employers, consultants, agents, general agencies, payroll providers and PEOS.

Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted.
Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.