Small Business Health Insurance Reimbursement Arrangements, HRA | Zane Benefits

The Online Alternative to Group Health Insurance

Zane Benefits' Software allows you to offer health benefits that people will actually love - earning quality new hires and loyal employees.

Step 1 - Cancel your group health plan
Step 2 - Define any amount you can afford
Step 3 - Select an Insurance Professional of your choice
Step 4 - Our Software takes care of the rest!
  • See Zane in Action

    Start saving time today. Learn how Zane Benefits' Software makes it simple to offer health benefits and recruit and retain employees.


  • Online HRA Claims Submission

    Health Insurance Reimbursement

  • Defined Contribution HRA

    Online Plan Design

  • Defined Contribution Compliance

    Automated Compliance

  • Defined Contribution Employee Classes

    Employee Classes

  • Defined Contribution Payroll Integration

    Payroll Integration

  • What is Defined Contribution?



All-in-One Feature Set

Reimburse employees 100% tax-free for out-of-pocket health insurance expenses.
Administer health benefits online in less than 5 minutes per month.
Automatically comply with IRS, HIPAA and ERISA regulations.
Integrate your health benefits with your existing payroll service.

What Our Customers Say...

We started with Zane Benefits in 2006 to control our health care costs. We have been very satisfied with the results and the customer service is excellent.
Bruce W. King, MEd
Soaring Wings Montessori


The Zane program made it easy and affordable to provide health benefits to employees in multiple states.
Micheline Hughes
Turn-Key Marketing & Promotions

Health Benefits Resources

Free Guide
stand-alone HRA
How to Create
Stand-Alone HRA Plans

As featured in...

CNN Features Zane Benefits  Wall Street Journal features Zane Benefits  USA Today features defined contribution  Forbes features Zane Benefits and Small Business Health Insurance  PBS features small business health insurance  Newsweek features small business health insurance alternatives
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Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted. Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.